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Can You Afford a 1-Bedroom in Bozeman? The Salary Math.

We use a 2-bedroom HUD Fair Market Rent of $2,154/month as a proxy for the 1-bedroom in Bozeman. To keep rent under 30% of take-home, you need at least $119,000/year before taxes.HUD does not publish a separate FMR for a 1-bedroom in Bozeman. Showing the 2-bedroom rent of $2,154/month as a proxy.

HUD does not publish a separate FMR for a 1-bedroom in Bozeman. Showing the 2-bedroom rent of $2,154/month as a proxy.

Salary thresholds at the HUD FMR of $2,154/month

Rent burden based on estimated take-home after federal, state, and FICA taxes (single filer). Verdict uses 30% rule.

PercentileAnnual salaryMonthly take-homeRent burdenVerdict
Entry-level (10th pct.)$77,720$4,96543.4%Too much
Early career (25th pct.)$89,990$5,62438.3%Stretch
Median$91,970$5,73137.6%Stretch
Experienced (75th pct.)$104,160$6,38533.7%Stretch
Top earners (90th pct.)$108,850$6,63732.5%Stretch

Verdict guide: Comfortable <25% | OK 25-30% | Stretch 30-40% | Too much >40%

Keep exploring Bozeman

Top paying jobs in BozemanCost of living in BozemanCan you afford a 3-bedroom?

Frequently asked questions

What salary do you need to afford a 1-bedroom in Bozeman?
You need roughly $119,000/year gross to keep a 1-bedroom at $2,154/month under the 30% rent burden threshold. That uses current federal and MT state tax brackets with FICA, assuming single filing and the standard deduction.
How much is the HUD Fair Market Rent for a 1-bedroom in Bozeman?
HUD publishes Fair Market Rents at the metro level, not for Bozeman as a whole. We use the statewide 2-bedroom Fair Market Rent of $2,154/month as a proxy.
Is Bozeman expensive for renters?
Bozeman is close to the national average in cost. The RPP of 102.51 means prices are roughly in line with the U.S. average.
What percentage of income should go to rent?
The standard guideline is 30% of your gross monthly income before taxes. Go above that and you risk being "rent-burdened," which the Census Bureau defines as spending more than 30% of income on housing costs. Budget carefully if your rent burden sits above 40%.
Which jobs pay enough to afford rent in Bozeman?
Fewer than 8 common occupations in Bozeman clear the 30% rent burden threshold at median pay. The most affordable options tend to be in healthcare, tech, and skilled trades.

Source data is published by the U.S. Bureau of Labor Statistics and other federal agencies. AffordMap is not affiliated with or endorsed by any government agency. Per BLS policy, "BLS.gov cannot vouch for the data or analyses derived from these data after the data have been retrieved from BLS.gov."

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