Free salary tools
Practical calculators and comparators built on official BLS wage data. No account required, no paywall.
Take-home pay calculator
See exactly what you keep after federal income tax, state income tax, Social Security, and Medicare. All 50 states covered.
Remote work calculator
Going remote? See how far the same salary goes in a different city, adjusted for taxes, rent, and local prices.
Relocation calculator
Got a job offer in another city? Compare your current life to the new one, salary, rent, taxes, and what's left over.
Am I underpaid?
Enter your offer and see where it falls in the BLS percentile range. Includes a counteroffer script you can copy and use.
True cost to hire
Salary is just the start. See the full picture: payroll taxes, health insurance, 401(k) match, and paid time off.
Retirement calculator
How much do you need to retire? Adjusts for the cost of living in the city you plan to retire in. Uses the 4% rule and BEA data.
Take-home pay calculator
Enter any salary and see what you actually keep. The calculator applies 2024 federal income tax brackets, your state's income tax rate, Social Security (6.2% up to $168,600), and Medicare (1.45%). It works for all 50 states plus DC, including the nine states with no income tax.
Most online calculators give you a rough percentage. This one shows the exact bracket math: how much falls in the 10% bracket, how much in the 22%, and so on. You can compare two states side by side to see the real difference between, say, keeping your salary in California versus moving to Texas.
Remote work calculator
If you work remotely and your company doesn't adjust pay by location, this tool shows you what your salary is actually worth in different cities. A $120K salary in Austin and a $120K salary in San Francisco buy very different lives. The calculator uses BEA Regional Price Parities to measure local prices and HUD Fair Market Rents for housing costs.
It also factors in state income tax, so you can see the full picture: someone earning $120K in a no-tax state like Florida keeps thousands more per year than someone earning the same in New York, before you even get to rent.
Relocation calculator
Got a job offer in another city? This isn't just a cost-of-living comparison. Enter your current salary and the new offer, and the calculator shows you whether you'll actually have more money left at the end of the month. It accounts for the salary change, the rent change, and the tax change all at once.
A $20K raise that comes with $1,500/month higher rent and state income tax going from 0% to 9% might leave you worse off. This tool does that math so you don't have to guess.
Am I underpaid?
Enter your job title, location, and current salary. The tool tells you where you fall in the BLS percentile range for that occupation in that area. If you're at the 25th percentile, 75% of people in your role and location earn more than you.
It also generates a salary negotiation script you can copy and customize. The script uses your actual percentile data, not generic advice, so you can walk into a review with real numbers backing your ask.
True cost to hire
Built for employers and hiring managers. Enter a salary and see what the position actually costs: employer-side Social Security (6.2%), Medicare (1.45%), federal unemployment (FUTA), state unemployment (SUTA), health insurance, 401(k) match, and paid time off. The total is typically 1.25x to 1.4x the base salary.
Useful for budgeting headcount, comparing the cost of a full-time hire versus a contractor, or understanding why your company says a $90K salary costs them $120K.
All tools use official data from the U.S. Bureau of Labor Statistics (OEWS), BEA Regional Price Parities, and HUD Fair Market Rents. Each calculation is based on the most recent available data release.