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Can You Afford a 3-Bedroom in Guayama? The Salary Math.

We use a 2-bedroom HUD Fair Market Rent of $475/month as a proxy for the 3-bedroom in Guayama. To keep rent under 30% of take-home, you need at least $22,000/year before taxes.HUD does not publish a separate FMR for a 3-bedroom in Guayama. Showing the 2-bedroom rent of $475/month as a proxy.

HUD does not publish a separate FMR for a 3-bedroom in Guayama. Showing the 2-bedroom rent of $475/month as a proxy.

Salary thresholds at the HUD FMR of $475/month

Rent burden based on estimated take-home after federal, state, and FICA taxes (single filer). Verdict uses 30% rule.

PercentileAnnual salaryMonthly take-homeRent burdenVerdict
Entry-level (10th pct.)$21,840$1,59529.8%OK
Early career (25th pct.)$21,870$1,59729.7%OK
Median$22,190$1,61829.4%OK
Experienced (75th pct.)$26,330$1,88525.2%OK
Top earners (90th pct.)$28,210$2,00423.7%Comfortable

Verdict guide: Comfortable <25% | OK 25-30% | Stretch 30-40% | Too much >40%

Jobs that pay enough to afford a 3-Bedroom in Guayama

These occupations have median salaries that keep rent under 30% of take-home.

Retail Salespersons
$22,190/yr median
Fast Food and Counter Workers
$21,920/yr median
Cashiers
$22,070/yr median
Miscellaneous Assemblers and Fabricators
$23,340/yr median
Stockers and Order Fillers
$25,580/yr median
Registered Nurses
$38,800/yr median
Maintenance and Repair Workers, General
$23,220/yr median
Office Clerks, General
$22,600/yr median

Keep exploring Guayama

Top paying jobs in GuayamaCost of living in GuayamaCan you afford a 1-bedroom?

Frequently asked questions

What salary do you need to afford a 3-bedroom in Guayama?
You need roughly $22,000/year gross to keep a 3-bedroom at $475/month under the 30% rent burden threshold. That uses current federal and PR state tax brackets with FICA, assuming single filing and the standard deduction.
How much is the HUD Fair Market Rent for a 3-bedroom in Guayama?
HUD publishes Fair Market Rents at the metro level, not for Guayama as a whole. We use the statewide 2-bedroom Fair Market Rent of $475/month as a proxy.
Is Guayama expensive for renters?
Guayama is close to the national average in cost. The RPP of 100 means prices are roughly in line with the U.S. average.
What percentage of income should go to rent?
The standard guideline is 30% of your gross monthly income before taxes. Go above that and you risk being "rent-burdened," which the Census Bureau defines as spending more than 30% of income on housing costs. Budget carefully if your rent burden sits above 40%.
Which jobs pay enough to afford rent in Guayama?
The following occupations in Guayama have median salaries that keep 3-bedroom rent under 30% of take-home pay: Retail Salespersons, Fast Food and Counter Workers, Cashiers, Miscellaneous Assemblers and Fabricators, Stockers and Order Fillers, Registered Nurses, Maintenance and Repair Workers, General, Office Clerks, General.

Source data is published by the U.S. Bureau of Labor Statistics and other federal agencies. AffordMap is not affiliated with or endorsed by any government agency. Per BLS policy, "BLS.gov cannot vouch for the data or analyses derived from these data after the data have been retrieved from BLS.gov."

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