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Can You Afford a 3-Bedroom in South Dakota? The Salary Math.

We use a 2-bedroom HUD Fair Market Rent of $1,017/month as a proxy for the 3-bedroom in South Dakota. To keep rent under 30% of take-home, you need at least $4,644/year before taxes.South Dakota is a statewide aggregate. Showing the state-level 2-bedroom Fair Market Rent of $1,017/month as a proxy for the 3-bedroom.

South Dakota is a statewide aggregate. Showing the state-level 2-bedroom Fair Market Rent of $1,017/month as a proxy for the 3-bedroom.

Salary thresholds at the HUD FMR of $1,017/month

Rent burden based on estimated take-home after federal, state, and FICA taxes (single filer). Verdict uses 30% rule.

PercentileAnnual salaryMonthly take-homeRent burdenVerdict
Entry-level (10th pct.)$83,270$5,56218.3%Comfortable
Early career (25th pct.)$99,050$6,48715.7%Comfortable
Median$116,320$7,49713.6%Comfortable
Experienced (75th pct.)$119,240$7,66413.3%Comfortable
Top earners (90th pct.)$120,090$7,71213.2%Comfortable

Verdict guide: Comfortable <25% | OK 25-30% | Stretch 30-40% | Too much >40%

Jobs that pay enough to afford a 3-Bedroom in South Dakota

These occupations have median salaries that keep rent under 30% of take-home.

Elevator and Escalator Installers and Repairers
$116,320/yr median
Radiation Therapists
$97,470/yr median
Credit Counselors
$48,890/yr median
Hearing Aid Specialists
$54,910/yr median
Explosives Workers, Ordnance Handling Experts, and Blasters
$56,780/yr median
Registered Nurses
$78,060/yr median
Heavy and Tractor-Trailer Truck Drivers
$58,690/yr median
Accountants and Auditors
$78,880/yr median

Keep exploring South Dakota

Top paying jobs in South DakotaCost of living in South DakotaCan you afford a 1-bedroom?

Frequently asked questions

What salary do you need to afford a 3-bedroom in South Dakota?
You need roughly $4,644/year gross to keep a 3-bedroom at $1,017/month under the 30% rent burden threshold. That assumes a 27% effective tax rate and single filing.
How much is the HUD Fair Market Rent for a 3-bedroom in South Dakota?
HUD publishes Fair Market Rents at the metro level, not for South Dakota as a whole. We use the statewide 2-bedroom Fair Market Rent of $1,017/month as a proxy.
Is South Dakota expensive for renters?
South Dakota is below the national average in cost. A 3-bedroom at the HUD FMR of $1,017/month is more manageable here than in most metros.
What percentage of income should go to rent?
The standard guideline is 30% of your gross monthly income before taxes. Go above that and you risk being "rent-burdened," which the Census Bureau defines as spending more than 30% of income on housing costs. Budget carefully if your rent burden sits above 40%.
Which jobs pay enough to afford rent in South Dakota?
The following occupations in South Dakota have median salaries that keep 3-bedroom rent under 30% of take-home pay: Elevator and Escalator Installers and Repairers, Radiation Therapists, Credit Counselors, Hearing Aid Specialists, Explosives Workers, Ordnance Handling Experts, and Blasters, Registered Nurses, Heavy and Tractor-Trailer Truck Drivers, Accountants and Auditors.

Source data is published by the U.S. Bureau of Labor Statistics and other federal agencies. AffordMap is not affiliated with or endorsed by any government agency. Per BLS policy, "BLS.gov cannot vouch for the data or analyses derived from these data after the data have been retrieved from BLS.gov."

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