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COL-adjusted ranking

Best Cities for Bakers by Take-Home Pay

The cities that pay Bakers the most on paper aren't usually the best deals once rent and prices are factored in. Chambersburg ranks first with a COL-adjusted equivalent of $51,395/year, better purchasing power than Chambersburg's higher nominal pay of $48,640. San Francisco and New York dominate the headline salary lists for most occupations, but they don't crack the COL-adjusted top 10 here. The table below uses BLS OEWS May 2025 salary data and BEA Regional Price Parities.

Highest nominal pay

#1 Chambersburg$48,640
#2 Seattle-Tacoma-Bellevue$48,180
#3 Urban Honolulu$47,150

Best purchasing power

#1 Chambersburg$51,395
#2 Tuscaloosa$48,541
#3 Dubuque$47,132

Top 25 metros by purchasing power

Ranked by COL-adjusted salary. Metros with fewer than 100 employed bakers excluded.

Rank
Metro
Nominal
COL-adj.
#1
Chambersburg
34% rent burden
$48,640
$51,395
#2
Tuscaloosa
33% rent burden
$42,580
$48,541
#3
Dubuque
31% rent burden
$41,160
$47,132
#4
St. Cloud
36% rent burden
$40,280
$45,966
#5
Olympia-Lacey-Tumwater
50% rent burden
$46,960
$45,298
#6
Chattanooga
41% rent burden
$40,880
$44,697
#7
Sioux Falls
34% rent burden
$40,280
$44,444
#8
Bellingham
48% rent burden
$45,210
$43,753
#9
Merced
42% rent burden
$42,900
$43,651
#10
La Crosse-Onalaska
35% rent burden
$40,000
$43,587
#11
Michigan City-La Porte
35% rent burden
$39,840
$43,455
#12
$48,180
$43,355
#13
Montgomery
31% rent burden
$38,720
$43,176
#14
Mount Vernon-Anacortes
47% rent burden
$44,220
$43,167
#15
Kahului-Wailuku
67% rent burden
$47,020
$42,984
#16
$43,090
$42,684
#17
Spokane-Spokane Valley
32% rent burden
$42,770
$42,621
#18
Urban Honolulu
67% rent burden
$47,150
$42,493
#19
Bakersfield-Delano
42% rent burden
$42,470
$42,095
#20
Cedar Rapids
31% rent burden
$37,390
$42,030
#21
Yakima
41% rent burden
$40,020
$41,884
#22
Huntington-Ashland
32% rent burden
$36,840
$41,665
#23
Stockton-Lodi
48% rent burden
$43,760
$41,640
#24
$43,850
$41,521
#25
Vallejo
58% rent burden
$44,970
$41,455

COL-adjusted = nominal salary divided by (BEA RPP divided by 100). Rent burden = annual 2BR FMR as % of nominal salary. Sources: BLS OEWS May 2025, BEA Regional Price Parities, HUD Fair Market Rents.

Common questions

What does "COL-adjusted pay" mean for Bakers?

COL-adjusted pay divides the BLS median salary by the BEA Regional Price Parity index (100 = national average). A salary of $48,640 in a city with RPP 120 has the same purchasing power as $40,533 at national average prices.

Why doesn't New York or San Francisco top this list?

Both cities pay above-average salaries, but rent and everyday costs eat most of that premium. A bakers in New York might earn 30% more but pay 60-80% more in rent. The net result is often less purchasing power than mid-cost metros.

How is purchasing power calculated?

Purchasing power equals nominal median salary divided by (BEA RPP divided by 100). BEA's Regional Price Parities measure relative price levels across metro areas, updated annually from the National Income and Product Accounts.

What's the most affordable metro for Bakers?

Dubuque has one of the lowest rent burdens for Bakers in this dataset. HUD FMR for a 2-bedroom is $1,077/month, with a median salary of $41,160.

Where do Bakers get paid the most in nominal terms?

Chambersburg pays the highest nominal median salary at $48,640/year, per BLS OEWS May 2025. But check the COL-adjusted column before accepting any relocation offer.

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