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COL-adjusted ranking

Best Cities for Bakers by Take-Home Pay

The cities that pay Bakers the most on paper aren't usually the best deals once rent and prices are factored in. Chambersburg ranks first with a COL-adjusted equivalent of $51,395/year, better purchasing power than Chambersburg's higher nominal pay of $48,640. San Francisco and New York dominate the headline salary lists for most occupations, but they don't crack the COL-adjusted top 10 here. The table below uses BLS OEWS May 2025 salary data and BEA Regional Price Parities.

Highest nominal pay

#1 Chambersburg$48,640
#2 Seattle-Tacoma-Bellevue$48,180
#3 Urban Honolulu$47,150

Best purchasing power

#1 Chambersburg$51,395
#2 Tuscaloosa$48,541
#3 Dubuque$47,132

Top 25 metros by purchasing power

Ranked by COL-adjusted salary. Metros with fewer than 100 employed bakers excluded.

Rank
Metro
Nominal
COL-adj.
#1
Chambersburg
33% rent burden
$48,640
$51,395
#2
Tuscaloosa
33% rent burden
$42,580
$48,541
#3
Dubuque
33% rent burden
$41,160
$47,132
#4
St. Cloud
37% rent burden
$40,280
$45,966
#5
Olympia-Lacey-Tumwater
50% rent burden
$46,960
$45,298
#6
Chattanooga
39% rent burden
$40,880
$44,697
#7
Sioux Falls
37% rent burden
$40,280
$44,444
#8
Bellingham
50% rent burden
$45,210
$43,753
#9
Merced
42% rent burden
$42,900
$43,651
#10
La Crosse-Onalaska
40% rent burden
$40,000
$43,587
#11
Michigan City-La Porte
38% rent burden
$39,840
$43,455
#12
$48,180
$43,355
#13
Montgomery
36% rent burden
$38,720
$43,176
#14
Mount Vernon-Anacortes
45% rent burden
$44,220
$43,167
#15
Kahului-Wailuku
68% rent burden
$47,020
$42,984
#16
$43,090
$42,684
#17
Spokane-Spokane Valley
31% rent burden
$42,770
$42,621
#18
Urban Honolulu
65% rent burden
$47,150
$42,493
#19
Bakersfield-Delano
47% rent burden
$42,470
$42,095
#20
Cedar Rapids
34% rent burden
$37,390
$42,030
#21
Yakima
39% rent burden
$40,020
$41,884
#22
Huntington-Ashland
33% rent burden
$36,840
$41,665
#23
Stockton-Lodi
55% rent burden
$43,760
$41,640
#24
$43,850
$41,521
#25
Vallejo
62% rent burden
$44,970
$41,455

COL-adjusted = nominal salary divided by (BEA RPP divided by 100). Rent burden = annual 2BR FMR as % of nominal salary. Sources: BLS OEWS May 2025, BEA Regional Price Parities, HUD Fair Market Rents.

Common questions

What does "COL-adjusted pay" mean for Bakers?

COL-adjusted pay divides the BLS median salary by the BEA Regional Price Parity index (100 = national average). A salary of $48,640 in a city with RPP 120 has the same purchasing power as $40,533 at national average prices.

Why doesn't New York or San Francisco top this list?

Both cities pay above-average salaries, but rent and everyday costs eat most of that premium. A bakers in New York might earn 30% more but pay 60-80% more in rent. The net result is often less purchasing power than mid-cost metros.

How is purchasing power calculated?

Purchasing power equals nominal median salary divided by (BEA RPP divided by 100). BEA's Regional Price Parities measure relative price levels across metro areas, updated annually from the National Income and Product Accounts.

What's the most affordable metro for Bakers?

Spokane-Spokane Valley has one of the lowest rent burdens for Bakers in this dataset. HUD FMR for a 2-bedroom is $1,121/month, with a median salary of $42,770.

Where do Bakers get paid the most in nominal terms?

Chambersburg pays the highest nominal median salary at $48,640/year, per BLS OEWS May 2025. But check the COL-adjusted column before accepting any relocation offer.

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