Can You Afford to Buy a Home in Eagle Pass?
The median home in Eagle Pass costs $151,500. To afford it at current mortgage rates with 20% down, you need a household income of about $44,271/year. Your monthly payment would be around $1,033, including taxes and insurance.
Based on national median home values adjusted by Eagle Pass’s Regional Price Parity (83.81). Current 30-year fixed rate: 6.52% (Freddie Mac, as of Jun 11, 2026). Methodology
Sponsored links, AffordMap may earn a commission at no cost to you. Learn more
Monthly payment breakdown
$151,500 home, 20% down, 6.52% rate, 30-year fixed
Rent vs. buy in Eagle Pass
Buying costs $60/mo more than renting, but you build equity. Over 5 years at current appreciation rates, homeowners in similar markets have gained significant equity.
What can you afford in Eagle Pass?
Home price you can afford at each salary level (28% DTI, 20% down)
| Salary | Home you can afford | Monthly payment |
|---|---|---|
| $50K | $178K | $1,033 |
| $75K | $293K | $1,033 |
| $100K | $408K | $1,033 |
| $125K | $523K | $1,033 |
| $150K | $638K | $1,033 |
| $200K | $869K | $1,033 |
Based on 28% front-end DTI ratio, 20% down payment, 6.52% 30-year fixed rate, 1.1% property tax, ~$150/mo insurance.
Can common careers afford a home in Eagle Pass?
Local median salary vs. the $44K needed to buy
Frequently asked questions
What salary do I need to buy a home in Eagle Pass?
To comfortably afford the median home ($151,500) in Eagle Pass with a 20% down payment and current mortgage rates, you need a household income of about $44,271. That keeps your housing costs at or below 28% of your gross income, which is the standard lender guideline.
How much does a house cost in Eagle Pass?
The median home price in the Eagle Pass, TX metro area is $151,500, based on the Census ACS 2023 median home value for the metro. Prices vary widely by neighborhood. A 20% down payment would be $30,300, or $7,575 at 5% down.
What would my monthly mortgage be in Eagle Pass?
On a $151,500 home with 20% down at current rates, your estimated monthly payment would be $1,033 including principal, interest, property tax, and insurance. With only 5% down, add about $60/mo for PMI.
Is it cheaper to rent or buy in Eagle Pass?
Median 2-bedroom rent in Eagle Pass is $973/mo (HUD Fair Market Rent). The estimated mortgage payment on the median home is $1,033/mo. Buying costs more per month, but you build equity over time.