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Home Affordability

Can You Afford to Buy a Home in Weirton-Steubenville?

The median home in Weirton-Steubenville costs $121,400. To afford it at current mortgage rates with 20% down, you need a household income of about $36,857/year. Your monthly payment would be around $860, including taxes and insurance.

Based on national median home values adjusted by Weirton-Steubenville’s Regional Price Parity (89.02). Current 30-year fixed rate: 6.52% (Freddie Mac, as of Jun 11, 2026). Methodology

$121K
Estimated median price
$860
Monthly payment (20% down)
$37K
Salary needed
$24K
Down payment (20%)

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Monthly payment breakdown

$121,400 home, 20% down, 6.52% rate, 30-year fixed

Principal & interest$615/mo
Property tax (est. 1.1%)$111/mo
Homeowners insurance$134/mo
Total monthly (20% down)$860/mo
Add PMI if 5% down+$48/mo

Rent vs. buy in Weirton-Steubenville

Renting
$973/mo
Median 2BR (HUD FMR)
Buying
$860/mo
Median home (20% down)

Buying is actually cheaper than renting here by $113/mo, and you build equity. Strong signal to explore homeownership.

What can you afford in Weirton-Steubenville?

Home price you can afford at each salary level (28% DTI, 20% down)

SalaryHome you can affordMonthly payment
$50K$182K$860
$75K$297K$860
$100K$412K$860
$125K$527K$860
$150K$642K$860
$200K$873K$860

Based on 28% front-end DTI ratio, 20% down payment, 6.52% 30-year fixed rate, 1.1% property tax, ~$150/mo insurance.

Can common careers afford a home in Weirton-Steubenville?

Local median salary vs. the $37K needed to buy

Stretch, 31% of income
Cashiers$27K/yr
Needs $10K more
Needs $127 more
Needs $9K more
Stretch, 30.4% of income
Needs $10K more
Needs $667 more
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Frequently asked questions

What salary do I need to buy a home in Weirton-Steubenville?

To comfortably afford the median home ($121,400) in Weirton-Steubenville with a 20% down payment and current mortgage rates, you need a household income of about $36,857. That keeps your housing costs at or below 28% of your gross income, which is the standard lender guideline.

How much does a house cost in Weirton-Steubenville?

The median home price in the Weirton-Steubenville, WV-OH metro area is $121,400, based on the Census ACS 2023 median home value for the metro. Prices vary widely by neighborhood. A 20% down payment would be $24,280, or $6,070 at 5% down.

What would my monthly mortgage be in Weirton-Steubenville?

On a $121,400 home with 20% down at current rates, your estimated monthly payment would be $860 including principal, interest, property tax, and insurance. With only 5% down, add about $48/mo for PMI.

Is it cheaper to rent or buy in Weirton-Steubenville?

Median 2-bedroom rent in Weirton-Steubenville is $973/mo (HUD Fair Market Rent). The estimated mortgage payment on the median home is $860/mo. Buying and renting are close in monthly cost, but buying builds equity.

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