Actuaries Salary
The median pay for a actuaries in Cincinnati, OH-KY-IN is $108,770/year ($52.29/hour), per BLS data. The range runs from $81K at the entry level to $175K for experienced workers. Adjusted for local prices (RPP 95.37), that's roughly $114,051 in purchasing power. Rent on a 2-bedroom averages $1,353/month, or 19.7% of estimated take-home pay.
So what does $109K get you in Cincinnati?
Groceries, utilities, transportation, and healthcare scaled from national averages by Cincinnati’s Regional Price Parity (95.37). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About actuaries
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What this looks like in Cincinnati
Pay for actuaries in Cincinnati runs about 16% below the U.S. median of $130K. Housing is manageable: a 2-bedroom at the HUD median costs $1,353/month, 19.7% of take-home, well inside the 30% guideline. Cost of living (RPP 95.37) is near the national average, so spending patterns here track the typical American budget fairly closely. Lower pay, lower costs, Cincinnati can be a reasonable trade-off for actuariess who value affordability over top-dollar markets.
Compared to nearby metros
Median pay for actuaries in metros near Cincinnati, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Columbus | $107K | $112K |
| Cleveland | $105K | $112K |
| Akron | $117K | $126K |
| Philadelphia-Camden-Wilmington | $128K | $125K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Cincinnati, OH-KY-IN
Entry-level actuaries (10th percentile) start around $81K. Mid-career wages sit at $109K. Top earners bring in $175K or more, a $94K spread from bottom to top.
Actuaries pay across states
Median income ranked highest to lowest, compared to the national figure
View Actuaries salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| Connecticut | $167K | +28% | 1,380 |
| District of Columbia | $166K | +28% | 160 |
| New York | $156K | +20% | 2,630 |
| New Jersey | $143K | +10% | 1,260 |
| Alabama | $137K | +5% | 190 |
| Arizona | $136K | +5% | 200 |
| Washington | $135K | +4% | 360 |
| Utah | $133K | +2% | 180 |
| Nevada | $132K | +2% | 120 |
| Florida | $132K | +2% | 1,300 |
| Virginia | $132K | +1% | 440 |
| Wisconsin | $132K | +1% | 890 |
| California | $131K | +0% | 1,280 |
| Oregon | $130K | +0% | 210 |
| Missouri | $129K | -1% | 390 |
| North Carolina | $129K | -1% | 610 |
| Iowa | $129K | -1% | 530 |
| Minnesota | $128K | -1% | 1,170 |
| Maryland | $127K | -2% | 580 |
| Massachusetts | $126K | -3% | N/A |
| Pennsylvania | $125K | -4% | 1,710 |
| Kansas | $125K | -4% | 180 |
| Colorado | $120K | -7% | 500 |
| Kentucky | $120K | -7% | 70 |
| Maine | $120K | -8% | 80 |
| Illinois | $115K | -11% | 2,280 |
| Rhode Island | $111K | -15% | 100 |
| Ohio | $111K | -15% | 1,090 |
| Oklahoma | $110K | -16% | 70 |
| Tennessee | $109K | -16% | 300 |
| Mississippi | $106K | -18% | 40 |
| Texas | $105K | -19% | 1,750 |
| Nebraska | $103K | -21% | 270 |
| Indiana | $101K | -23% | 780 |
| Michigan | $101K | -23% | 570 |
| Louisiana | $81K | -38% | 40 |
Showing 1–10 of 36 states with published data
BLS does not publish data for every state when sample sizes are too small
Track actuaries salary changes
BLS updates this data quarterly. We'll email you when Cincinnati numbers change.
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Frequently asked questions
Can a actuary afford a 2BR apartment alone in Cincinnati?
Yes — at the median salary of $109K, rent takes 19.7% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,353/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for actuaries in Cincinnati?
The 10th-percentile wage — what new actuaries typically earn — is $81K/year. Take-home on that works out to about $4,867/month. At HUD’s $1,353/month FMR, rent would take 28% of that take-home — manageable on an entry-level income.
Is actuary a high-paying job in Cincinnati?
Local pay runs 16% below the national median — $109K here vs. $130K nationally.
How does Cincinnati compare to the national average for actuaries?
Cincinnati pays $109K median vs. the U.S. average of $130K — that’s -16%. After adjusting for local cost of living (RPP 95.37), the purchasing-power equivalent is $114K — below the national median.
How much do actuaries make in Cincinnati, OH-KY-IN?
The median is $108,770 a year, that works out to about $52 an hour. But the range is wide: entry-level workers start around $81,120, and experienced actuaries can clear $175,190. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $109K enough to live in Cincinnati?
On that salary, you'd take home roughly $6,877/month after taxes. A 2-bedroom here rents for about $1,353/month, which eats 19.7% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a actuaries salary go in Cincinnati?
Cincinnati has a Regional Price Parity of 95.37 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median actuaries salary is worth about $114,051 in national-average purchasing power.
Where do actuaries get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.