Actuaries Salary in Cincinnati, OH-KY-IN
The median pay for a actuaries in Cincinnati, OH-KY-IN is $104,070/year ($50.04/hour), per BLS data. The range runs from $79K at the entry level to $173K for experienced workers. Adjusted for local prices (RPP 95.37), that's roughly $109,122 in purchasing power. Rent on a 2-bedroom averages $1,353/month, or 20.6% of estimated take-home pay.
So what does $104K get you in Cincinnati?
Groceries, utilities, transportation, and healthcare scaled from national averages by Cincinnati’s Regional Price Parity (95.37). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
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Compensation breakdown
Annual earnings by percentile, Cincinnati, OH-KY-IN
Entry-level actuaries (10th percentile) start around $79K. Mid-career wages sit at $104K. Top earners bring in $173K or more, a $94K spread from bottom to top.
Actuaries pay across states
Median income ranked highest to lowest, compared to the national figure
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| District of Columbia | $153K | +22% | 200 |
| Washington | $153K | +22% | 250 |
| Connecticut | $148K | +18% | 1,190 |
| Alabama | $143K | +14% | N/A |
| New Jersey | $137K | +9% | 1,280 |
| Virginia | $136K | +8% | 690 |
| New York | $134K | +6% | 3,090 |
| Maine | $133K | +6% | 90 |
| Maryland | $133K | +6% | 610 |
| Nevada | $132K | +5% | 140 |
| Iowa | $130K | +3% | 650 |
| North Carolina | $130K | +3% | 600 |
| Oregon | $129K | +3% | 170 |
| Utah | $129K | +2% | 320 |
| Kansas | $126K | -0% | 310 |
| California | $124K | -1% | 1,320 |
| Arizona | $124K | -1% | 170 |
| Florida | $123K | -2% | 1,740 |
| Massachusetts | $122K | -3% | 1,530 |
| Wisconsin | $122K | -3% | 930 |
| Illinois | $122K | -3% | 2,120 |
| Oklahoma | $122K | -3% | 30 |
| Kentucky | $121K | -4% | 100 |
| Missouri | $119K | -5% | 340 |
| Tennessee | $118K | -6% | 450 |
| Ohio | $116K | -8% | 1,340 |
| Idaho | $110K | -13% | 40 |
| Minnesota | $109K | -13% | 830 |
| Rhode Island | $109K | -13% | 120 |
| Hawaii | $108K | -14% | 40 |
| Pennsylvania | $108K | -15% | 1,980 |
| Michigan | $106K | -16% | 360 |
| South Carolina | $101K | -20% | 100 |
| Nebraska | $100K | -20% | 300 |
| Texas | $100K | -20% | 1,800 |
| Indiana | $98K | -22% | 1,060 |
| Mississippi | $97K | -23% | 30 |
| Louisiana | $83K | -34% | 70 |
Showing 1–10 of 38 states
BLS does not publish data for every state when sample sizes are too small
Track actuaries salary changes
BLS updates this data quarterly. We'll email you when Cincinnati numbers change.
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Frequently asked questions
How much do actuaries make in Cincinnati, OH-KY-IN?
The median is $104,070 a year, that works out to about $50 an hour. But the range is wide: entry-level workers start around $78,720, and experienced actuaries can clear $172,950. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $104K enough to live in Cincinnati?
On that salary, you'd take home roughly $6,616/month after taxes. A 2-bedroom here rents for about $1,353/month, which eats 20.5% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a actuaries salary go in Cincinnati?
Cincinnati has a Regional Price Parity of 95.37 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median actuaries salary is worth about $109,122 in national-average purchasing power.
Where do actuaries get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.