Actuaries Salary

Yes — at the median salary of $82K, rent takes 28.7% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,573/month. That stays under the 30% guideline most financial planners use.

The 10th-percentile wage — what new actuaries typically earn — is $59K/year. Take-home on that works out to about $3,517/month. At HUD’s $1,573/month FMR, rent would take 45% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.

Local pay runs 37% below the national median — $82K here vs. $130K nationally.

Houston-Pasadena-The Woodlands pays $82K median vs. the U.S. average of $130K — that’s -37%. After adjusting for local cost of living (RPP 98.63), the purchasing-power equivalent is $83K — below the national median.

The median is $81,670 a year, that works out to about $39 an hour. But the range is wide: entry-level workers start around $58,620, and experienced actuaries can clear $183,170. These are BLS numbers, based on employer-reported data, not self-reported surveys.

On that salary, you'd take home roughly $5,487/month after taxes. A 2-bedroom here rents for about $1,573/month, which eats 28.7% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.

Houston-Pasadena-The Woodlands has a Regional Price Parity of 98.63 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median actuaries salary is worth about $82,804 in national-average purchasing power.

The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.