Actuaries Salary

It’s a stretch — at the median salary of $124K, rent takes 30% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $2,201/month. The 30% guideline puts the comfortable ceiling at roughly $2,200/month in rent — so roommates or a 1-bedroom would ease the math significantly.

The 10th-percentile wage — what new actuaries typically earn — is $83K/year. Take-home on that works out to about $4,963/month. At HUD’s $2,201/month FMR, rent would take 44% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.

Pay here is roughly in line with the national average — $124K locally vs. $130K nationally, a 5% difference.

Riverside-San Bernardino-Ontario pays $124K median vs. the U.S. average of $130K — that’s -5%. After adjusting for local cost of living (RPP 106.44), the purchasing-power equivalent is $117K — below the national median.

The median is $124,140 a year, that works out to about $60 an hour. But the range is wide: entry-level workers start around $82,720, and experienced actuaries can clear $193,030. These are BLS numbers, based on employer-reported data, not self-reported surveys.

On that salary, you'd take home roughly $7,327/month after taxes. A 2-bedroom here rents for about $2,201/month, which eats 30% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.

Riverside-San Bernardino-Ontario has a Regional Price Parity of 106.44 (100 is the national average). Prices are above average here, so your dollar buys less than the same salary would in a cheaper metro. After cost-of-living adjustment, the median actuaries salary is worth about $116,629 in national-average purchasing power.

The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.