Clinical and Counseling Psychologists Salary in Waterloo-Cedar Falls, IA
Clinical and Counseling Psychologists in Waterloo-Cedar Falls, IA make a median of $97,120 a year, or about $46.69 an hour. The range runs from $61K at the entry level to $156K for experienced workers. Cost of living is below average (RPP 87.06), which stretches that salary to about $111,555 in buying power. Rent on a 2-bedroom averages $1,051/month, or 17.1% of estimated take-home pay.
So what does $97K get you in Waterloo-Cedar Falls?
Groceries, utilities, transportation, and healthcare scaled from national averages by Waterloo-Cedar Falls’s Regional Price Parity (87.06). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About clinical and counseling psychologists
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Compensation breakdown
Annual earnings by percentile, Waterloo-Cedar Falls, IA
Entry-level clinical and counseling psychologists (10th percentile) start around $61K. Mid-career wages sit at $97K. Top earners bring in $156K or more, a $95K spread from bottom to top.
Clinical and Counseling Psychologists pay across states
Median income ranked highest to lowest, compared to the national figure
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| Oregon | $133K | +38% | 440 |
| Kentucky | $116K | +22% | 850 |
| Washington | $115K | +20% | 980 |
| California | $115K | +20% | 11,900 |
| New Jersey | $110K | +15% | 2,850 |
| Delaware | $109K | +14% | 190 |
| North Dakota | $109K | +14% | 150 |
| Hawaii | $109K | +14% | 300 |
| Arizona | $107K | +12% | 1,140 |
| Alaska | $106K | +10% | 80 |
| Maryland | $104K | +9% | 1,680 |
| Wisconsin | $104K | +8% | 980 |
| Nevada | $104K | +8% | 510 |
| Minnesota | $103K | +7% | 1,490 |
| Ohio | $102K | +7% | 1,360 |
| Rhode Island | $102K | +6% | 470 |
| Alabama | $100K | +5% | 360 |
| New York | $100K | +4% | 7,190 |
| Iowa | $99K | +3% | 760 |
| Maine | $98K | +2% | 180 |
| Illinois | $97K | +2% | 3,470 |
| Mississippi | $92K | -4% | 200 |
| Tennessee | $92K | -4% | 780 |
| North Carolina | $92K | -4% | 2,420 |
| Oklahoma | $91K | -5% | 360 |
| Pennsylvania | $90K | -6% | 3,850 |
| Utah | $89K | -7% | 1,000 |
| Virginia | $87K | -9% | N/A |
| Massachusetts | $87K | -9% | 3,470 |
| Missouri | $86K | -10% | 1,490 |
| South Dakota | $86K | -10% | 100 |
| Florida | $84K | -12% | 3,230 |
| Indiana | $81K | -16% | 1,630 |
| Michigan | $80K | -16% | 2,650 |
| Wyoming | $80K | -17% | 60 |
| Vermont | $80K | -17% | 160 |
| Idaho | $75K | -22% | 370 |
| New Mexico | $74K | -23% | 220 |
| Texas | $72K | -25% | 3,410 |
| West Virginia | $71K | -26% | 650 |
| Louisiana | $67K | -30% | 370 |
| Kansas | $62K | -36% | 350 |
| New Hampshire | $53K | -45% | 390 |
| Georgia | $51K | -47% | 1,210 |
Showing 1–10 of 44 states
BLS does not publish data for every state when sample sizes are too small
Track clinical and counseling psychologists salary changes
BLS updates this data quarterly. We'll email you when Waterloo-Cedar Falls numbers change.
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Frequently asked questions
How much do clinical and counseling psychologists make in Waterloo-Cedar Falls, IA?
The median is $97,120 a year, that works out to about $47 an hour. But the range is wide: entry-level workers start around $60,610, and experienced clinical and counseling psychologists can clear $155,810. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $97K enough to live in Waterloo-Cedar Falls?
On that salary, you'd take home roughly $5,967/month after taxes. A 2-bedroom here rents for about $1,051/month, which eats 17.6% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a clinical and counseling psychologists salary go in Waterloo-Cedar Falls?
Waterloo-Cedar Falls has a Regional Price Parity of 87.06 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median clinical and counseling psychologists salary is worth about $111,555 in national-average purchasing power.
Where do clinical and counseling psychologists get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.