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Computer Programmers Salary

in Santa Cruz-Watsonville, CA

Computer Programmers in Santa Cruz-Watsonville, CA make a median of $132,850 a year, or about $63.87 an hour. The range runs from $86K at the entry level to $166K for experienced workers. Prices run high here (RPP 109.9), so that salary is closer to $120,883 in real purchasing power. A 2-bedroom apartment runs $4,214/month, about 53.7% of take-home, which is tight.

$133K
Median annual
$63.87/hr
Hourly rate
$86K
Entry level (10th %)
$166K
Senior level (90th %)

So what does $133K get you in Santa Cruz-Watsonville?

Estimated take-home pay$7,755/mo
Rent (2BR median)-$4,214/mo
Rent as % of take-home54.3% ⚠ above 30% guideline
Groceries-$431/mo
Utilities-$215/mo
Transportation-$378/mo
Healthcare *-$251/mo
Left over$2,266/mo

Groceries, utilities, transportation, and healthcare scaled from national averages by Santa Cruz-Watsonville’s Regional Price Parity (109.9). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.

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About computer programmers

Education: Bachelor's degree
U.S. employed: 92,230
Santa Cruz-Watsonville, CA employed: 90
Category: Technology

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What this looks like in Santa Cruz-Watsonville

Santa Cruz-Watsonville sits well above the national pay line for computer programmers, local pay runs about 32% higher than the U.S. median of $100K. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $4,214/month, which is 54.3% of the median worker's take-home, past the 30% guideline most planners use. Cost-of-living overall is 10% above the national average (BEA RPP 109.9), so groceries and services cost more too. The pay premium is real, but so are the offsets.

Compared to nearby metros

Median pay for computer programmers in metros near Santa Cruz-Watsonville, adjusted for local cost of living.

COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.

Compensation breakdown

Annual earnings by percentile, Santa Cruz-Watsonville, CA

Bar chart showing Computer Programmers salary percentiles in Santa Cruz-Watsonville, CA: 10th percentile $85,920, 25th percentile $106,750, median $132,850, 75th percentile $152,490, 90th percentile $166,430. Source: Bureau of Labor Statistics.10th$86K25th$107KMedian$133K75th$152K90th$166K
Bar chart showing Computer Programmers salary percentiles in Santa Cruz-Watsonville, CA: 10th percentile $85,920, 25th percentile $106,750, median $132,850, 75th percentile $152,490, 90th percentile $166,430. Source: Bureau of Labor Statistics.

Entry-level computer programmers (10th percentile) start around $86K. Mid-career wages sit at $133K. Top earners bring in $166K or more, a $81K spread from bottom to top.

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Computer Programmers pay across states

Median income ranked highest to lowest, compared to the national figure

View Computer Programmers salary in all states
StateMedian salaryvs. nationalEmployment
Connecticut$134K+33%1,650
Massachusetts$128K+28%1,930
Washington$126K+25%2,540
Maryland$126K+25%2,490
Virginia$122K+21%3,070
Hawaii$118K+18%450
California$117K+16%11,340
Arkansas$112K+11%1,050
Minnesota$107K+7%2,070
New Jersey$105K+5%3,930
Utah$105K+4%690
Colorado$105K+4%930
New York$104K+4%7,020
Maine$102K+1%450
Oklahoma$100K-1%990
South Carolina$100K-1%790
Oregon$100K-1%1,370
Texas$99K-1%7,620
Georgia$98K-2%1,890
Indiana$97K-3%1,520
Rhode Island$96K-4%250
Nebraska$95K-5%1,090
Kentucky$95K-6%950
Alabama$94K-7%890
Nevada$94K-7%840
Florida$93K-7%4,760
Kansas$93K-7%460
North Dakota$92K-8%190
Alaska$92K-9%530
Missouri$90K-10%1,520
Montana$90K-10%N/A
Vermont$90K-11%170
Pennsylvania$89K-11%3,120
Idaho$89K-11%N/A
Arizona$89K-11%1,560
Ohio$85K-15%2,100
Mississippi$85K-15%1,170
New Mexico$84K-17%600
Wyoming$82K-19%60
North Carolina$81K-19%4,120
Iowa$79K-21%950
New Hampshire$74K-26%N/A
Illinois$73K-28%1,280
Michigan$66K-34%4,400
West Virginia$65K-35%140
South Dakota$58K-42%70
12345

Showing 1–10 of 46 states with published data

BLS does not publish data for every state when sample sizes are too small

Track computer programmers salary changes

BLS updates this data quarterly. We'll email you when Santa Cruz-Watsonville numbers change.

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Frequently asked questions

Can a computer programmer afford a 2BR apartment alone in Santa Cruz-Watsonville?

It’s a stretch — at the median salary of $133K, rent takes 54.3% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $4,214/month. The 30% guideline puts the comfortable ceiling at roughly $2,300/month in rent — so roommates or a 1-bedroom would ease the math significantly.

What’s the entry-level salary for computer programmers in Santa Cruz-Watsonville?

The 10th-percentile wage — what new computer programmers typically earn — is $86K/year. Take-home on that works out to about $5,155/month. At HUD’s $4,214/month FMR, rent would take 82% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.

Is computer programmer a high-paying job in Santa Cruz-Watsonville?

Local pay is 32% above the national median — $133K here vs. $100K nationally. Keep in mind cost of living here is 10% above the national average, which offsets some of that premium.

How does Santa Cruz-Watsonville compare to the national average for computer programmers?

Santa Cruz-Watsonville pays $133K median vs. the U.S. average of $100K — that’s +32%. After adjusting for local cost of living (RPP 109.9), the purchasing-power equivalent is $121K — still ahead of the national median.

How much do computer programmers make in Santa Cruz-Watsonville, CA?

The median is $132,850 a year, that works out to about $64 an hour. But the range is wide: entry-level workers start around $85,920, and experienced computer programmers can clear $166,430. These are BLS numbers, based on employer-reported data, not self-reported surveys.

Is $133K enough to live in Santa Cruz-Watsonville?

On that salary, you'd take home roughly $7,755/month after taxes. A 2-bedroom here rents for about $4,214/month, which eats 54.3% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.

How far does a computer programmers salary go in Santa Cruz-Watsonville?

Santa Cruz-Watsonville has a Regional Price Parity of 109.9 (100 is the national average). Prices are above average here, so your dollar buys less than the same salary would in a cheaper metro. After cost-of-living adjustment, the median computer programmers salary is worth about $120,883 in national-average purchasing power.

Where do computer programmers get paid the most?

The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.

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