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Technology · South Bend-Mishawaka

Computer Programmers Salary

in South Bend-Mishawaka, IN-MI

Computer Programmers in South Bend-Mishawaka, IN-MI make a median of $82,750 a year, or about $39.78 an hour. The range runs from $62K at the entry level to $125K for experienced workers. Cost of living is below average (RPP 92.86), which stretches that salary to about $89,113 in buying power. Rent on a 2-bedroom averages $993/month, or 18.6% of estimated take-home pay.

Our verdict:Comfortable. Rent barely dents this paycheck
Median pay
$83K
per year, before taxes
Hourly
$39.78
median hourly rate
Starting out
$62K
10th percentile
Top earners
$125K
90th percentile

Where the paycheck goes

What $83K actually covers in South Bend-Mishawaka, month by month

Take-home pay
after estimated taxes
$5,340/mo
Rent
2-bedroom median (HUD)
-$993/mo
Groceries
scaled to local prices
-$364/mo
Utilities
power, water, internet
-$182/mo
Transportation
car, gas, transit
-$319/mo
Healthcare *
employee share only
-$212/mo
Rent as % of take-home18.6% ✓ within 30% guideline
Left over each month$3,270/mo

Groceries, utilities, transportation, and healthcare scaled from national averages by South Bend-Mishawaka’s Regional Price Parity (92.86). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.

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About computer programmers

Education: Bachelor's degree
U.S. employed: 92,230
South Bend-Mishawaka, IN-MI employed: 50
Category: Technology

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What this looks like in South Bend-Mishawaka

Pay for computer programmers in South Bend-Mishawaka runs about 18% below the U.S. median of $100K. Housing is manageable: a 2-bedroom at the HUD median costs $993/month, 18.6% of take-home, well inside the 30% guideline. Regional Price Parity sits at 92.86 (national = 100), meaning everyday costs run about 7% cheaper here. Your dollar stretches further than the headline salary suggests. Lower pay, lower costs, South Bend-Mishawaka can be a reasonable trade-off for computer programmerss who value affordability over top-dollar markets.

Compared to nearby metros

Median pay for computer programmers in metros near South Bend-Mishawaka, adjusted for local cost of living.

MetroMedian payCOL-adjusted
Fort Wayne$88K$95K
Indianapolis-Carmel-Greenwood$102K$107K
Bloomington$86K$90K
Elkhart-Goshen$108K$119K

COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.

Compensation breakdown

Annual earnings by percentile, South Bend-Mishawaka, IN-MI

Bar chart showing Computer Programmers salary percentiles in South Bend-Mishawaka, IN-MI: 10th percentile $62,180, 25th percentile $74,010, median $82,750, 75th percentile $104,630, 90th percentile $125,080. Source: Bureau of Labor Statistics.10th$62K25th$74KMedian$83K75th$105K90th$125K
Bar chart showing Computer Programmers salary percentiles in South Bend-Mishawaka, IN-MI: 10th percentile $62,180, 25th percentile $74,010, median $82,750, 75th percentile $104,630, 90th percentile $125,080. Source: Bureau of Labor Statistics.

Entry-level computer programmers (10th percentile) start around $62K. Mid-career wages sit at $83K. Top earners bring in $125K or more, a $63K spread from bottom to top.

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Computer Programmers pay across states

Median income ranked highest to lowest, compared to the national figure

View Computer Programmers salary in all states
StateMedian salaryvs. nationalEmployment
Connecticut$134K+33%1,650
Massachusetts$128K+28%1,930
Washington$126K+25%2,540
Maryland$126K+25%2,490
Virginia$122K+21%3,070
Hawaii$118K+18%450
California$117K+16%11,340
Arkansas$112K+11%1,050
Minnesota$107K+7%2,070
New Jersey$105K+5%3,930
Utah$105K+4%690
Colorado$105K+4%930
New York$104K+4%7,020
Maine$102K+1%450
Oklahoma$100K-1%990
South Carolina$100K-1%790
Oregon$100K-1%1,370
Texas$99K-1%7,620
Georgia$98K-2%1,890
Indiana$97K-3%1,520
Rhode Island$96K-4%250
Nebraska$95K-5%1,090
Kentucky$95K-6%950
Alabama$94K-7%890
Nevada$94K-7%840
Florida$93K-7%4,760
Kansas$93K-7%460
North Dakota$92K-8%190
Alaska$92K-9%530
Missouri$90K-10%1,520
Montana$90K-10%N/A
Vermont$90K-11%170
Pennsylvania$89K-11%3,120
Idaho$89K-11%N/A
Arizona$89K-11%1,560
Ohio$85K-15%2,100
Mississippi$85K-15%1,170
New Mexico$84K-17%600
Wyoming$82K-19%60
North Carolina$81K-19%4,120
Iowa$79K-21%950
New Hampshire$74K-26%N/A
Illinois$73K-28%1,280
Michigan$66K-34%4,400
West Virginia$65K-35%140
South Dakota$58K-42%70
12345

Showing 1–10 of 46 states with published data

BLS does not publish data for every state when sample sizes are too small

Track computer programmers salary changes

BLS updates this data quarterly. We'll email you when South Bend-Mishawaka numbers change.

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Quick answers

The stuff people actually ask about this job

Can a computer programmer afford a 2BR apartment alone in South Bend-Mishawaka?

Yes — at the median salary of $83K, rent takes 18.6% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $993/month. That stays under the 30% guideline most financial planners use.

What’s the entry-level salary for computer programmers in South Bend-Mishawaka?

The 10th-percentile wage — what new computer programmers typically earn — is $62K/year. Take-home on that works out to about $4,175/month. At HUD’s $993/month FMR, rent would take 24% of that take-home — manageable on an entry-level income.

Is computer programmer a high-paying job in South Bend-Mishawaka?

Local pay runs 18% below the national median — $83K here vs. $100K nationally. Cost of living is 7% below the national average, which narrows that gap in real purchasing power.

How does South Bend-Mishawaka compare to the national average for computer programmers?

South Bend-Mishawaka pays $83K median vs. the U.S. average of $100K — that’s -18%. After adjusting for local cost of living (RPP 92.86), the purchasing-power equivalent is $89K — below the national median.

How much do computer programmers make in South Bend-Mishawaka, IN-MI?

The median is $82,750 a year, that works out to about $40 an hour. But the range is wide: entry-level workers start around $62,180, and experienced computer programmers can clear $125,080. These are BLS numbers, based on employer-reported data, not self-reported surveys.

Is $83K enough to live in South Bend-Mishawaka?

On that salary, you'd take home roughly $5,340/month after taxes. A 2-bedroom here rents for about $993/month, which eats 18.6% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.

How far does a computer programmers salary go in South Bend-Mishawaka?

South Bend-Mishawaka has a Regional Price Parity of 92.86 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median computer programmers salary is worth about $89,113 in national-average purchasing power.

Where do computer programmers get paid the most?

The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.

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