Furniture Finishers Salary
Furniture Finishers in St. Cloud, MN make a median of $48,140 a year, or about $23.14 an hour. The range runs from $39K at the entry level to $69K for experienced workers. Cost of living is below average (RPP 87.63), which stretches that salary to about $54,936 in buying power. A 2-bedroom apartment runs $1,206/month, about 36.3% of take-home, which is tight.
So what does $48K get you in St. Cloud?
Groceries, utilities, transportation, and healthcare scaled from national averages by St. Cloud’s Regional Price Parity (87.63). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About furniture finishers
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What this looks like in St. Cloud
Furniture finishers pay in St. Cloud tracks closely to the national median, $48K locally vs. $45K nationwide, a 8% difference. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $1,206/month, which is 37.2% of the median worker's take-home, past the 30% guideline most planners use. Regional Price Parity sits at 87.63 (national = 100), meaning everyday costs run about 12% cheaper here. Your dollar stretches further than the headline salary suggests. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for furniture finishers in metros near St. Cloud, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Minneapolis-St. Paul-Bloomington | $51K | $49K |
| Sioux Falls | $36K | $40K |
| Green Bay | $40K | $43K |
| Milwaukee-Waukesha | $45K | $46K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, St. Cloud, MN
Entry-level furniture finishers (10th percentile) start around $39K. Mid-career wages sit at $48K. Top earners bring in $69K or more, a $30K spread from bottom to top.
Furniture Finishers pay across states
Median income ranked highest to lowest, compared to the national figure
View Furniture Finishers salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| Connecticut | $60K | +34% | 90 |
| Massachusetts | $56K | +26% | 340 |
| New Hampshire | $56K | +26% | 30 |
| Colorado | $50K | +12% | 170 |
| California | $49K | +10% | 1,010 |
| Minnesota | $49K | +9% | 340 |
| New York | $48K | +9% | 1,000 |
| Illinois | $48K | +7% | 170 |
| Pennsylvania | $47K | +7% | 790 |
| Vermont | $47K | +6% | 30 |
| Nevada | $47K | +5% | 190 |
| Iowa | $47K | +4% | 70 |
| Ohio | $46K | +4% | 190 |
| Missouri | $46K | +4% | 410 |
| Florida | $46K | +2% | 1,470 |
| Maine | $46K | +2% | 80 |
| Nebraska | $46K | +2% | 80 |
| Michigan | $45K | +2% | 570 |
| Utah | $45K | +1% | 250 |
| Maryland | $44K | -1% | 60 |
| South Carolina | $43K | -3% | 120 |
| Indiana | $43K | -3% | 1,280 |
| Wisconsin | $43K | -3% | 260 |
| Washington | $43K | -3% | 360 |
| Kentucky | $43K | -4% | 50 |
| Oregon | $43K | -4% | 190 |
| West Virginia | $42K | -7% | 100 |
| New Mexico | $41K | -7% | 50 |
| North Carolina | $40K | -10% | 950 |
| Arizona | $40K | -11% | 410 |
| Idaho | $40K | -11% | 160 |
| Kansas | $39K | -11% | 200 |
| South Dakota | $39K | -12% | 110 |
| Arkansas | $39K | -12% | 30 |
| Louisiana | $39K | -13% | 50 |
| Georgia | $39K | -13% | 290 |
| Mississippi | $38K | -14% | 130 |
| Virginia | $38K | -15% | 230 |
| New Jersey | $38K | -15% | 260 |
| Oklahoma | $37K | -17% | 30 |
| Texas | $36K | -18% | 980 |
| Alabama | $35K | -22% | 190 |
| Tennessee | $32K | -28% | 620 |
Showing 1–10 of 43 states
BLS does not publish data for every state when sample sizes are too small
Track furniture finishers salary changes
BLS updates this data quarterly. We'll email you when St. Cloud numbers change.
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Frequently asked questions
Can a furniture finisher afford a 2BR apartment alone in St. Cloud?
It’s a stretch — at the median salary of $48K, rent takes 37.2% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,206/month. The 30% guideline puts the comfortable ceiling at roughly $1,000/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for furniture finishers in St. Cloud?
The 10th-percentile wage — what new furniture finishers typically earn — is $39K/year. Take-home on that works out to about $2,344/month. At HUD’s $1,206/month FMR, rent would take 51% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is furniture finisher a high-paying job in St. Cloud?
Pay here is roughly in line with the national average — $48K locally vs. $45K nationally, a 8% difference.
How does St. Cloud compare to the national average for furniture finishers?
St. Cloud pays $48K median vs. the U.S. average of $45K — that’s +8%. After adjusting for local cost of living (RPP 87.63), the purchasing-power equivalent is $55K — still ahead of the national median.
How much do furniture finishers make in St. Cloud, MN?
The median is $48,140 a year, that works out to about $23 an hour. But the range is wide: entry-level workers start around $39,070, and experienced furniture finishers can clear $68,640. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $48K enough to live in St. Cloud?
On that salary, you'd take home roughly $3,239/month after taxes. A 2-bedroom here rents for about $1,206/month, which eats 37.2% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a furniture finishers salary go in St. Cloud?
St. Cloud has a Regional Price Parity of 87.63 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median furniture finishers salary is worth about $54,936 in national-average purchasing power.
Where do furniture finishers get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.