Insulation Workers, Mechanical Salary
Insulation Workers, Mechanicals in Memphis, TN-MS-AR make a median of $45,900 a year, or about $22.07 an hour. The range runs from $37K at the entry level to $57K for experienced workers.
So what does $46K get you in Memphis?
Groceries, utilities, transportation, and healthcare scaled from national averages by Memphis’s Regional Price Parity (92.2). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About insulation workers, mechanicals
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What this looks like in Memphis
Pay for insulation workers, mechanical in Memphis runs about 21% below the U.S. median of $58K. Housing is manageable: a 2-bedroom at the HUD median costs $777/month, 24% of take-home, well inside the 30% guideline. Regional Price Parity sits at 92.2 (national = 100), meaning everyday costs run about 8% cheaper here. Your dollar stretches further than the headline salary suggests. Lower pay, lower costs, Memphis can be a reasonable trade-off for insulation workers, mechanicals who value affordability over top-dollar markets.
Compared to nearby metros
Median pay for insulation workers, mechanicals in metros near Memphis, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Nashville-Davidson--Murfreesboro--Franklin | $50K | , |
| Knoxville | $46K | , |
| Louisville/Jefferson County | $48K | , |
| St. Louis | $79K | , |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Memphis, TN-MS-AR
Entry-level insulation workers, mechanicals (10th percentile) start around $37K. Mid-career wages sit at $46K. Top earners bring in $57K or more, a $20K spread from bottom to top.
Insulation Workers, Mechanical pay across states
Median income ranked highest to lowest, compared to the national figure
View Insulation Workers, Mechanical salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| California | $120K | +105% | 1,310 |
| Oregon | $119K | +105% | 170 |
| Nevada | $114K | +96% | 250 |
| New Jersey | $108K | +84% | 330 |
| Minnesota | $106K | +81% | 250 |
| Illinois | $100K | +72% | 1,100 |
| Washington | $92K | +58% | 500 |
| Hawaii | $88K | +50% | N/A |
| Wisconsin | $85K | +46% | 600 |
| Alaska | $84K | +45% | 40 |
| Pennsylvania | $81K | +38% | 590 |
| Arizona | $80K | +38% | N/A |
| Missouri | $79K | +35% | 830 |
| Rhode Island | $77K | +32% | 60 |
| Nebraska | $76K | +30% | 130 |
| West Virginia | $74K | +27% | 90 |
| Indiana | $72K | +24% | 1,320 |
| Maryland | $70K | +20% | 450 |
| Ohio | $68K | +16% | 990 |
| Massachusetts | $65K | +11% | 560 |
| Maine | $64K | +9% | 400 |
| Oklahoma | $62K | +6% | 250 |
| New York | $59K | +1% | 1,490 |
| Michigan | $59K | +1% | 650 |
| North Dakota | $58K | -0% | 400 |
| Virginia | $57K | -2% | 1,350 |
| Utah | $56K | -4% | 380 |
| Iowa | $54K | -7% | 140 |
| New Mexico | $53K | -9% | N/A |
| Georgia | $53K | -10% | 660 |
| Arkansas | $51K | -12% | 130 |
| South Carolina | $50K | -14% | 630 |
| Mississippi | $50K | -14% | 120 |
| Florida | $50K | -15% | 480 |
| Kansas | $49K | -16% | 130 |
| Colorado | $49K | -16% | 520 |
| Alabama | $49K | -16% | N/A |
| Texas | $49K | -16% | 4,190 |
| North Carolina | $48K | -17% | 1,090 |
| Louisiana | $48K | -17% | 620 |
| Wyoming | $48K | -17% | 540 |
| Tennessee | $46K | -21% | 670 |
| Kentucky | $46K | -21% | N/A |
| Delaware | $45K | -23% | 340 |
Showing 1–10 of 44 states
BLS does not publish data for every state when sample sizes are too small
Track insulation workers, mechanical salary changes
BLS updates this data quarterly. We'll email you when Memphis numbers change.
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Frequently asked questions
Can a insulation workers, mechanical afford a 2BR apartment alone in Memphis?
Yes — at the median salary of $46K, rent takes 24% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $777/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for insulation workers, mechanicals in Memphis?
The 10th-percentile wage — what new insulation workers, mechanicals typically earn — is $37K/year. Take-home on that works out to about $2,234/month. At HUD’s $777/month FMR, rent would take 35% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is insulation workers, mechanical a high-paying job in Memphis?
Local pay runs 21% below the national median — $46K here vs. $58K nationally. Cost of living is 8% below the national average, which narrows that gap in real purchasing power.
How does Memphis compare to the national average for insulation workers, mechanicals?
Memphis pays $46K median vs. the U.S. average of $58K — that’s -21%. After adjusting for local cost of living (RPP 92.2), the purchasing-power equivalent is $50K — below the national median.
How much do insulation workers, mechanicals make in Memphis, TN-MS-AR?
The median is $45,900 a year, that works out to about $22 an hour. But the range is wide: entry-level workers start around $37,230, and experienced insulation workers, mechanicals can clear $57,010. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $46K enough to live in Memphis?
On that salary, you'd take home roughly $3,243/month after taxes. A 2-bedroom here rents for about $777/month, which eats 24% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a insulation workers, mechanical salary go in Memphis?
Memphis has a Regional Price Parity of 100 (100 is the national average). That's right at the national average. After cost-of-living adjustment, the median insulation workers, mechanical salary is worth about $49,783 in national-average purchasing power.
Where do insulation workers, mechanicals get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.