Insulation Workers, Mechanical Salary
Insulation Workers, Mechanicals in St. Cloud, MN make a median of $100,520 a year, or about $48.33 an hour. The range runs from $62K at the entry level to $107K for experienced workers. Cost of living is below average (RPP 87.63), which stretches that salary to about $114,710 in buying power. Rent on a 2-bedroom averages $1,206/month, or 19.5% of estimated take-home pay.
So what does $101K get you in St. Cloud?
Groceries, utilities, transportation, and healthcare scaled from national averages by St. Cloud’s Regional Price Parity (87.63). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About insulation workers, mechanicals
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What this looks like in St. Cloud
St. Cloud sits well above the national pay line for insulation workers, mechanical, local pay runs about 72% higher than the U.S. median of $58K. Housing is manageable: a 2-bedroom at the HUD median costs $1,206/month, 19.6% of take-home, well inside the 30% guideline. Regional Price Parity sits at 87.63 (national = 100), meaning everyday costs run about 12% cheaper here. Your dollar stretches further than the headline salary suggests. Combined with manageable housing costs, St. Cloud offers a genuinely strong financial position for insulation workers, mechanicals at the median.
Compared to nearby metros
Median pay for insulation workers, mechanicals in metros near St. Cloud, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Minneapolis-St. Paul-Bloomington | $109K | $104K |
| Milwaukee-Waukesha | $86K | $89K |
| Fargo | $58K | $63K |
| Appleton | $86K | $93K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, St. Cloud, MN
Entry-level insulation workers, mechanicals (10th percentile) start around $62K. Mid-career wages sit at $101K. Top earners bring in $107K or more, a $45K spread from bottom to top.
Insulation Workers, Mechanical pay across states
Median income ranked highest to lowest, compared to the national figure
View Insulation Workers, Mechanical salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| California | $120K | +105% | 1,310 |
| Oregon | $119K | +105% | 170 |
| Nevada | $114K | +96% | 250 |
| New Jersey | $108K | +84% | 330 |
| Minnesota | $106K | +81% | 250 |
| Illinois | $100K | +72% | 1,100 |
| Washington | $92K | +58% | 500 |
| Hawaii | $88K | +50% | N/A |
| Wisconsin | $85K | +46% | 600 |
| Alaska | $84K | +45% | 40 |
| Pennsylvania | $81K | +38% | 590 |
| Arizona | $80K | +38% | N/A |
| Missouri | $79K | +35% | 830 |
| Rhode Island | $77K | +32% | 60 |
| Nebraska | $76K | +30% | 130 |
| West Virginia | $74K | +27% | 90 |
| Indiana | $72K | +24% | 1,320 |
| Maryland | $70K | +20% | 450 |
| Ohio | $68K | +16% | 990 |
| Massachusetts | $65K | +11% | 560 |
| Maine | $64K | +9% | 400 |
| Oklahoma | $62K | +6% | 250 |
| New York | $59K | +1% | 1,490 |
| Michigan | $59K | +1% | 650 |
| North Dakota | $58K | -0% | 400 |
| Virginia | $57K | -2% | 1,350 |
| Utah | $56K | -4% | 380 |
| Iowa | $54K | -7% | 140 |
| New Mexico | $53K | -9% | N/A |
| Georgia | $53K | -10% | 660 |
| Arkansas | $51K | -12% | 130 |
| South Carolina | $50K | -14% | 630 |
| Mississippi | $50K | -14% | 120 |
| Florida | $50K | -15% | 480 |
| Colorado | $49K | -16% | 520 |
| Kansas | $49K | -16% | 130 |
| Texas | $49K | -16% | 4,190 |
| Alabama | $49K | -16% | N/A |
| North Carolina | $48K | -17% | 1,090 |
| Louisiana | $48K | -17% | 620 |
| Wyoming | $48K | -17% | 540 |
| Tennessee | $46K | -21% | 670 |
| Kentucky | $46K | -21% | N/A |
| Delaware | $45K | -23% | 340 |
Showing 1–10 of 44 states with published data
BLS does not publish data for every state when sample sizes are too small
Track insulation workers, mechanical salary changes
BLS updates this data quarterly. We'll email you when St. Cloud numbers change.
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Frequently asked questions
Can a insulation workers, mechanical afford a 2BR apartment alone in St. Cloud?
Yes — at the median salary of $101K, rent takes 19.6% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,206/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for insulation workers, mechanicals in St. Cloud?
The 10th-percentile wage — what new insulation workers, mechanicals typically earn — is $62K/year. Take-home on that works out to about $3,712/month. At HUD’s $1,206/month FMR, rent would take 32% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is insulation workers, mechanical a high-paying job in St. Cloud?
Local pay is 72% above the national median — $101K here vs. $58K nationally.
How does St. Cloud compare to the national average for insulation workers, mechanicals?
St. Cloud pays $101K median vs. the U.S. average of $58K — that’s +72%. After adjusting for local cost of living (RPP 87.63), the purchasing-power equivalent is $115K — still ahead of the national median.
How much do insulation workers, mechanicals make in St. Cloud, MN?
The median is $100,520 a year, that works out to about $48 an hour. But the range is wide: entry-level workers start around $61,870, and experienced insulation workers, mechanicals can clear $107,260. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $101K enough to live in St. Cloud?
On that salary, you'd take home roughly $6,141/month after taxes. A 2-bedroom here rents for about $1,206/month, which eats 19.6% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a insulation workers, mechanical salary go in St. Cloud?
St. Cloud has a Regional Price Parity of 87.63 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median insulation workers, mechanical salary is worth about $114,710 in national-average purchasing power.
Where do insulation workers, mechanicals get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.