Insurance Appraisers, Auto Damage Salary
Insurance Appraisers, Auto Damages in Baltimore-Columbia-Towson, MD make a median of $82,850 a year, or about $39.83 an hour. The range runs from $75K at the entry level to $95K for experienced workers. Adjusted for local prices (RPP 104.49), that's roughly $79,290 in purchasing power. A 2-bedroom apartment runs $1,857/month, about 35.7% of take-home, which is tight.
So what does $83K get you in Baltimore-Columbia-Towson?
Groceries, utilities, transportation, and healthcare scaled from national averages by Baltimore-Columbia-Towson’s Regional Price Parity (104.49). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
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What this looks like in Baltimore-Columbia-Towson
Insurance appraisers, auto damage pay in Baltimore-Columbia-Towson tracks closely to the national median, $83K locally vs. $78K nationwide, a 6% difference. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $1,857/month, which is 35.4% of the median worker's take-home, past the 30% guideline most planners use. Cost of living (RPP 104.49) is near the national average, so spending patterns here track the typical American budget fairly closely. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for insurance appraisers, auto damages in metros near Baltimore-Columbia-Towson, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Philadelphia-Camden-Wilmington | $84K | $82K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Baltimore-Columbia-Towson, MD
Entry-level insurance appraisers, auto damages (10th percentile) start around $75K. Mid-career wages sit at $83K. Top earners bring in $95K or more, a $20K spread from bottom to top.
Insurance Appraisers, Auto Damage pay across states
Median income ranked highest to lowest, compared to the national figure
View Insurance Appraisers, Auto Damage salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| Kentucky | $98K | +25% | N/A |
| Pennsylvania | $96K | +22% | 310 |
| New Jersey | $94K | +21% | N/A |
| Connecticut | $90K | +15% | 210 |
| South Carolina | $87K | +11% | 220 |
| Arizona | $86K | +10% | 40 |
| Oregon | $83K | +6% | 170 |
| Maryland | $83K | +6% | N/A |
| Utah | $83K | +6% | 50 |
| Oklahoma | $82K | +5% | N/A |
| Virginia | $81K | +4% | N/A |
| Georgia | $81K | +4% | N/A |
| New York | $81K | +4% | 360 |
| Massachusetts | $80K | +2% | 680 |
| Maine | $80K | +2% | 50 |
| Texas | $79K | +1% | 910 |
| Iowa | $79K | +1% | N/A |
| California | $79K | +1% | 550 |
| Nevada | $79K | +0% | 80 |
| Washington | $78K | +0% | 190 |
| New Mexico | $78K | +0% | N/A |
| Michigan | $77K | -2% | 310 |
| Indiana | $77K | -2% | 250 |
| Minnesota | $76K | -2% | N/A |
| Idaho | $76K | -3% | N/A |
| Wisconsin | $75K | -4% | N/A |
| Kansas | $75K | -4% | N/A |
| North Carolina | $75K | -4% | 520 |
| Louisiana | $72K | -8% | 100 |
| Colorado | $72K | -8% | 330 |
| Mississippi | $72K | -9% | 120 |
| Illinois | $72K | -9% | 560 |
| Missouri | $68K | -13% | 190 |
| Tennessee | $67K | -14% | 420 |
| Arkansas | $64K | -18% | N/A |
| Ohio | $63K | -19% | 820 |
| Nebraska | $62K | -20% | 90 |
| Florida | $61K | -22% | N/A |
Showing 1–10 of 38 states
BLS does not publish data for every state when sample sizes are too small
Track insurance appraisers, auto damage salary changes
BLS updates this data quarterly. We'll email you when Baltimore-Columbia-Towson numbers change.
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Frequently asked questions
Can a insurance appraisers, auto damage afford a 2BR apartment alone in Baltimore-Columbia-Towson?
It’s a stretch — at the median salary of $83K, rent takes 35.4% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,857/month. The 30% guideline puts the comfortable ceiling at roughly $1,600/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for insurance appraisers, auto damages in Baltimore-Columbia-Towson?
The 10th-percentile wage — what new insurance appraisers, auto damages typically earn — is $75K/year. Take-home on that works out to about $4,508/month. At HUD’s $1,857/month FMR, rent would take 41% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is insurance appraisers, auto damage a high-paying job in Baltimore-Columbia-Towson?
Pay here is roughly in line with the national average — $83K locally vs. $78K nationally, a 6% difference.
How does Baltimore-Columbia-Towson compare to the national average for insurance appraisers, auto damages?
Baltimore-Columbia-Towson pays $83K median vs. the U.S. average of $78K — that’s +6%. After adjusting for local cost of living (RPP 104.49), the purchasing-power equivalent is $79K — still ahead of the national median.
How much do insurance appraisers, auto damages make in Baltimore-Columbia-Towson, MD?
The median is $82,850 a year, that works out to about $40 an hour. But the range is wide: entry-level workers start around $75,140, and experienced insurance appraisers, auto damages can clear $94,710. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $83K enough to live in Baltimore-Columbia-Towson?
On that salary, you'd take home roughly $5,242/month after taxes. A 2-bedroom here rents for about $1,857/month, which eats 35.4% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a insurance appraisers, auto damage salary go in Baltimore-Columbia-Towson?
Baltimore-Columbia-Towson has a Regional Price Parity of 104.49 (100 is the national average). Prices are above average here, so your dollar buys less than the same salary would in a cheaper metro. After cost-of-living adjustment, the median insurance appraisers, auto damage salary is worth about $79,290 in national-average purchasing power.
Where do insurance appraisers, auto damages get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.