Insurance Appraisers, Auto Damage Salary
Insurance Appraisers, Auto Damages in Cincinnati, OH-KY-IN make a median of $80,300 a year, or about $38.61 an hour. The range runs from $56K at the entry level to $107K for experienced workers. Adjusted for local prices (RPP 95.37), that's roughly $84,198 in purchasing power. Rent on a 2-bedroom averages $1,353/month, or 26.7% of estimated take-home pay.
So what does $80K get you in Cincinnati?
Groceries, utilities, transportation, and healthcare scaled from national averages by Cincinnati’s Regional Price Parity (95.37). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About insurance appraisers, auto damages
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What this looks like in Cincinnati
Insurance appraisers, auto damage pay in Cincinnati tracks closely to the national median, $80K locally vs. $78K nationwide, a 3% difference. Rent runs $1,353/month for a 2-bedroom (HUD FMR), taking 25.6% of the median take-home. That's within the 30% rule, though not by much. Cost of living (RPP 95.37) is near the national average, so spending patterns here track the typical American budget fairly closely. Pay and costs are both near average, leaving limited margin for savings at the median wage.
Compared to nearby metros
Median pay for insurance appraisers, auto damages in metros near Cincinnati, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Columbus | $63K | $66K |
| Philadelphia-Camden-Wilmington | $84K | $82K |
| Detroit-Warren-Dearborn | $78K | $77K |
| Indianapolis-Carmel-Greenwood | $78K | $81K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Cincinnati, OH-KY-IN
Entry-level insurance appraisers, auto damages (10th percentile) start around $56K. Mid-career wages sit at $80K. Top earners bring in $107K or more, a $51K spread from bottom to top.
Insurance Appraisers, Auto Damage pay across states
Median income ranked highest to lowest, compared to the national figure
View Insurance Appraisers, Auto Damage salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| Kentucky | $98K | +25% | N/A |
| Pennsylvania | $96K | +22% | 310 |
| New Jersey | $94K | +21% | N/A |
| Connecticut | $90K | +15% | 210 |
| South Carolina | $87K | +11% | 220 |
| Arizona | $86K | +10% | 40 |
| Oregon | $83K | +6% | 170 |
| Maryland | $83K | +6% | N/A |
| Utah | $83K | +6% | 50 |
| Oklahoma | $82K | +5% | N/A |
| Virginia | $81K | +4% | N/A |
| Georgia | $81K | +4% | N/A |
| New York | $81K | +4% | 360 |
| Massachusetts | $80K | +2% | 680 |
| Maine | $80K | +2% | 50 |
| Texas | $79K | +1% | 910 |
| Iowa | $79K | +1% | N/A |
| California | $79K | +1% | 550 |
| Nevada | $79K | +0% | 80 |
| Washington | $78K | +0% | 190 |
| New Mexico | $78K | +0% | N/A |
| Michigan | $77K | -2% | 310 |
| Indiana | $77K | -2% | 250 |
| Minnesota | $76K | -2% | N/A |
| Idaho | $76K | -3% | N/A |
| Wisconsin | $75K | -4% | N/A |
| Kansas | $75K | -4% | N/A |
| North Carolina | $75K | -4% | 520 |
| Louisiana | $72K | -8% | 100 |
| Colorado | $72K | -8% | 330 |
| Mississippi | $72K | -9% | 120 |
| Illinois | $72K | -9% | 560 |
| Missouri | $68K | -13% | 190 |
| Tennessee | $67K | -14% | 420 |
| Arkansas | $64K | -18% | N/A |
| Ohio | $63K | -19% | 820 |
| Nebraska | $62K | -20% | 90 |
| Florida | $61K | -22% | N/A |
Showing 1–10 of 38 states
BLS does not publish data for every state when sample sizes are too small
Track insurance appraisers, auto damage salary changes
BLS updates this data quarterly. We'll email you when Cincinnati numbers change.
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Frequently asked questions
Can a insurance appraisers, auto damage afford a 2BR apartment alone in Cincinnati?
Yes — at the median salary of $80K, rent takes 25.6% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,353/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for insurance appraisers, auto damages in Cincinnati?
The 10th-percentile wage — what new insurance appraisers, auto damages typically earn — is $56K/year. Take-home on that works out to about $3,350/month. At HUD’s $1,353/month FMR, rent would take 40% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is insurance appraisers, auto damage a high-paying job in Cincinnati?
Pay here is roughly in line with the national average — $80K locally vs. $78K nationally, a 3% difference.
How does Cincinnati compare to the national average for insurance appraisers, auto damages?
Cincinnati pays $80K median vs. the U.S. average of $78K — that’s +3%. After adjusting for local cost of living (RPP 95.37), the purchasing-power equivalent is $84K — still ahead of the national median.
How much do insurance appraisers, auto damages make in Cincinnati, OH-KY-IN?
The median is $80,300 a year, that works out to about $39 an hour. But the range is wide: entry-level workers start around $55,830, and experienced insurance appraisers, auto damages can clear $106,890. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $80K enough to live in Cincinnati?
On that salary, you'd take home roughly $5,280/month after taxes. A 2-bedroom here rents for about $1,353/month, which eats 25.6% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a insurance appraisers, auto damage salary go in Cincinnati?
Cincinnati has a Regional Price Parity of 95.37 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median insurance appraisers, auto damage salary is worth about $84,198 in national-average purchasing power.
Where do insurance appraisers, auto damages get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.