Obstetricians and Gynecologists Salary

Yes — at the median salary of $264K, rent takes 24.4% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $3,483/month. That stays under the 30% guideline most financial planners use.

The 10th-percentile wage — what new obstetricians and gynecologists typically earn — is $126K/year. Take-home on that works out to about $7,538/month. At HUD’s $3,483/month FMR, rent would take 46% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.

Pay here is roughly in line with the national average — $264K locally vs. $293K nationally, a 10% difference.

San Jose-Sunnyvale-Santa Clara pays $264K median vs. the U.S. average of $293K — that’s -10%. After adjusting for local cost of living (RPP 110.42), the purchasing-power equivalent is $239K — below the national median.

The median is $263,990 a year, that works out to about $127 an hour. But the range is wide: entry-level workers start around $125,630, and experienced obstetricians and gynecologists can clear $382,600. These are BLS numbers, based on employer-reported data, not self-reported surveys.

On that salary, you'd take home roughly $14,270/month after taxes. A 2-bedroom here rents for about $3,483/month, which eats 24.4% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.

San Jose-Sunnyvale-Santa Clara has a Regional Price Parity of 110.42 (100 is the national average). Prices are above average here, so your dollar buys less than the same salary would in a cheaper metro. After cost-of-living adjustment, the median obstetricians and gynecologists salary is worth about $239,078 in national-average purchasing power.

The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.