Personal Financial Advisors Salary
The median pay for a personal financial advisors in Hawaii is $76,070/year ($36.57/hour), per BLS data. The range runs from $48K at the entry level to $314K for experienced workers. Note: the mean (average) wage is $118K, significantly higher than the median. This typically reflects a mix of employment settings including academic and private practice positions. Prices run high here (RPP 110.17), so that salary is closer to $69,048 in real purchasing power. A 2-bedroom apartment runs $2,240/month, about 45.1% of take-home, which is tight.
Statewide average. Salary and cost of living vary significantly across Hawaii. Jump to a metro for precise data:
So what does $76K get you in Hawaii?
About personal financial advisors
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What this looks like in Hawaii
Pay for personal financial advisors in Hawaii runs about 28% below the U.S. median of $105K. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $2,240/month, which is 47.5% of the median worker's take-home, past the 30% guideline most planners use. Cost-of-living overall is 10% above the national average (BEA RPP 110.17), so groceries and services cost more too. That combination, below-market pay with high housing costs, makes this a financially demanding market for personal financial advisorss.
Compensation breakdown
Annual earnings by percentile, Hawaii
Entry-level personal financial advisors (10th percentile) start around $48K. Mid-career wages sit at $76K. Top earners bring in $314K or more, a $266K spread from bottom to top.
Personal Financial Advisors salary by metro in Hawaii
2 metro areas with BLS data, ranked by median pay
| Metro area | Median salary | vs. state | Employment |
|---|---|---|---|
| Urban Honolulu | $76K | +0% | 460 |
| Kahului-Wailuku | $59K | -23% | 40 |
Compare to other states
Track personal financial advisors salary changes
BLS updates this data quarterly. We'll email you when Hawaii numbers change.
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Frequently asked questions
Can a personal financial advisor afford a 2BR apartment alone in Hawaii?
It’s a stretch — at the median salary of $76K, rent takes 47.5% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $2,240/month. The 30% guideline puts the comfortable ceiling at roughly $1,400/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for personal financial advisors in Hawaii?
The 10th-percentile wage — what new personal financial advisors typically earn — is $48K/year. Take-home on that works out to about $2,884/month. At HUD’s $2,240/month FMR, rent would take 78% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is personal financial advisor a high-paying job in Hawaii?
Local pay runs 28% below the national median — $76K here vs. $105K nationally.
How does Hawaii compare to the national average for personal financial advisors?
Hawaii pays $76K median vs. the U.S. average of $105K — that’s -28%. After adjusting for local cost of living (RPP 110.17), the purchasing-power equivalent is $69K — below the national median.
How much do personal financial advisors make in Hawaii?
The median is $76,070 a year, that works out to about $37 an hour. But the range is wide: entry-level workers start around $48,060, and experienced personal financial advisors can clear $314,250. The mean (average) is $117,560, reflecting that some workers earn substantially more. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $76K enough to live in Hawaii?
On that salary, you'd take home roughly $4,713/month after taxes. A 2-bedroom here rents for about $2,240/month, which eats 47.5% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a personal financial advisors salary go in Hawaii?
Hawaii has a Regional Price Parity of 110.17 (100 is the national average). Prices are above average here, so your dollar buys less than the same salary would in a cheaper metro. After cost-of-living adjustment, the median personal financial advisors salary is worth about $69,048 in national-average purchasing power.
Where do personal financial advisors get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.