Personal Financial Advisors Salary
The median pay for a personal financial advisors in Montana is $97,450/year ($46.85/hour), per BLS data. The range runs from $55K at the entry level to $241K for experienced workers. Adjusted for local prices (RPP 97), that's roughly $100,464 in purchasing power. Rent on a 2-bedroom averages $1,129/month, or 18.3% of estimated take-home pay.
Statewide average. Salary and cost of living vary significantly across Montana. Jump to a metro for precise data:
So what does $97K get you in Montana?
About personal financial advisors
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What this looks like in Montana
Personal financial advisors pay in Montana tracks closely to the national median, $97K locally vs. $105K nationwide, a 7% difference. Housing is manageable: a 2-bedroom at the HUD median costs $1,129/month, 18.7% of take-home, well inside the 30% guideline. Cost of living (RPP 97) is near the national average, so spending patterns here track the typical American budget fairly closely. Use the affordability calculator above to model your specific situation.
Compensation breakdown
Annual earnings by percentile, Montana
Entry-level personal financial advisors (10th percentile) start around $55K. Mid-career wages sit at $97K. Top earners bring in $241K or more, a $186K spread from bottom to top.
Personal Financial Advisors salary by metro in Montana
5 metro areas with BLS data, ranked by median pay
| Metro area | Median salary | vs. state | Employment |
|---|---|---|---|
| Great Falls | $131K | +35% | 60 |
| Billings | $100K | +3% | 90 |
| Helena | $97K | +0% | 120 |
| Bozeman | $85K | -13% | N/A |
| Missoula | $76K | -22% | 100 |
Compare to other states
Track personal financial advisors salary changes
BLS updates this data quarterly. We'll email you when Montana numbers change.
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Frequently asked questions
Can a personal financial advisor afford a 2BR apartment alone in Montana?
Yes — at the median salary of $97K, rent takes 18.7% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,129/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for personal financial advisors in Montana?
The 10th-percentile wage — what new personal financial advisors typically earn — is $55K/year. Take-home on that works out to about $3,301/month. At HUD’s $1,129/month FMR, rent would take 34% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is personal financial advisor a high-paying job in Montana?
Pay here is roughly in line with the national average — $97K locally vs. $105K nationally, a 7% difference.
How does Montana compare to the national average for personal financial advisors?
Montana pays $97K median vs. the U.S. average of $105K — that’s -7%. After adjusting for local cost of living (RPP 97), the purchasing-power equivalent is $100K — below the national median.
How much do personal financial advisors make in Montana?
The median is $97,450 a year, that works out to about $47 an hour. But the range is wide: entry-level workers start around $55,010, and experienced personal financial advisors can clear $241,240. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $97K enough to live in Montana?
On that salary, you'd take home roughly $6,025/month after taxes. A 2-bedroom here rents for about $1,129/month, which eats 18.7% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a personal financial advisors salary go in Montana?
Montana has a Regional Price Parity of 97 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median personal financial advisors salary is worth about $100,464 in national-average purchasing power.
Where do personal financial advisors get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.