Personal Financial Advisors Salary
The median pay for a personal financial advisors in Texas is $99,160/year ($47.67/hour), per BLS data. The range runs from $46K at the entry level to $359K for experienced workers. Cost of living is below average (RPP 91.49), which stretches that salary to about $108,383 in buying power. Rent on a 2-bedroom averages $1,415/month, or 21.3% of estimated take-home pay.
Statewide average. Salary and cost of living vary significantly across Texas. Jump to a metro for precise data:
So what does $99K get you in Texas?
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What this looks like in Texas
Personal financial advisors pay in Texas tracks closely to the national median, $99K locally vs. $105K nationwide, a 6% difference. Housing is manageable: a 2-bedroom at the HUD median costs $1,415/month, 21.7% of take-home, well inside the 30% guideline. Regional Price Parity sits at 91.49 (national = 100), meaning everyday costs run about 9% cheaper here. Your dollar stretches further than the headline salary suggests. Use the affordability calculator above to model your specific situation.
Compensation breakdown
Annual earnings by percentile, Texas
Entry-level personal financial advisors (10th percentile) start around $46K. Mid-career wages sit at $99K. Top earners bring in $359K or more, a $313K spread from bottom to top.
Personal Financial Advisors salary by metro in Texas
18 metro areas with BLS data, ranked by median pay
| Metro area | Median salary | vs. state | Employment |
|---|---|---|---|
| Texarkana | $120K | +21% | 50 |
| San Antonio-New Braunfels | $101K | +2% | 1,590 |
| El Paso | $100K | +1% | 110 |
| Midland | $99K | -0% | 70 |
| Houston-Pasadena-The Woodlands | $99K | -0% | 4,130 |
| Austin-Round Rock-San Marcos | $96K | -3% | 2,010 |
| Tyler | $84K | -15% | 130 |
| Longview | $84K | -15% | 90 |
| Amarillo | $84K | -15% | 130 |
| College Station-Bryan | $84K | -15% | 80 |
| Abilene | $84K | -15% | 50 |
| Lubbock | $82K | -17% | 160 |
| Wichita Falls | $79K | -20% | 60 |
| McAllen-Edinburg-Mission | $72K | -28% | 110 |
| Beaumont-Port Arthur | $64K | -35% | 110 |
| Corpus Christi | $57K | -42% | 120 |
| Victoria | $52K | -47% | 40 |
| San Angelo | $48K | -51% | 30 |
Showing 1–10 of 18 metros
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BLS updates this data quarterly. We'll email you when Texas numbers change.
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Frequently asked questions
Can a personal financial advisor afford a 2BR apartment alone in Texas?
Yes — at the median salary of $99K, rent takes 21.7% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,415/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for personal financial advisors in Texas?
The 10th-percentile wage — what new personal financial advisors typically earn — is $46K/year. Take-home on that works out to about $2,787/month. At HUD’s $1,415/month FMR, rent would take 51% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is personal financial advisor a high-paying job in Texas?
Pay here is roughly in line with the national average — $99K locally vs. $105K nationally, a 6% difference.
How does Texas compare to the national average for personal financial advisors?
Texas pays $99K median vs. the U.S. average of $105K — that’s -6%. After adjusting for local cost of living (RPP 91.49), the purchasing-power equivalent is $108K — still ahead of the national median.
How much do personal financial advisors make in Texas?
The median is $99,160 a year, that works out to about $48 an hour. But the range is wide: entry-level workers start around $46,450, and experienced personal financial advisors can clear $359,040. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $99K enough to live in Texas?
On that salary, you'd take home roughly $6,512/month after taxes. A 2-bedroom here rents for about $1,415/month, which eats 21.7% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a personal financial advisors salary go in Texas?
Texas has a Regional Price Parity of 91.49 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median personal financial advisors salary is worth about $108,383 in national-average purchasing power.
Where do personal financial advisors get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.