Personal Financial Advisors Salary
The median pay for a personal financial advisors in West Virginia is $80,010/year ($38.47/hour), per BLS data. The range runs from $45K at the entry level to $220K for experienced workers. Note: the mean (average) wage is $124K, significantly higher than the median. This typically reflects a mix of employment settings including academic and private practice positions. Cost of living is below average (RPP 89.03), which stretches that salary to about $89,869 in buying power. Rent on a 2-bedroom averages $1,008/month, or 19.9% of estimated take-home pay.
Statewide average. Salary and cost of living vary significantly across West Virginia. Jump to a metro for precise data:
So what does $80K get you in West Virginia?
About personal financial advisors
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What this looks like in West Virginia
Pay for personal financial advisors in West Virginia runs about 24% below the U.S. median of $105K. Housing is manageable: a 2-bedroom at the HUD median costs $1,008/month, 19.7% of take-home, well inside the 30% guideline. Regional Price Parity sits at 89.03 (national = 100), meaning everyday costs run about 11% cheaper here. Your dollar stretches further than the headline salary suggests. Lower pay, lower costs, West Virginia can be a reasonable trade-off for personal financial advisorss who value affordability over top-dollar markets.
Compensation breakdown
Annual earnings by percentile, West Virginia
Entry-level personal financial advisors (10th percentile) start around $45K. Mid-career wages sit at $80K. Top earners bring in $220K or more, a $174K spread from bottom to top.
Personal Financial Advisors salary by metro in West Virginia
5 metro areas with BLS data, ranked by median pay
| Metro area | Median salary | vs. state | Employment |
|---|---|---|---|
| Wheeling | $99K | +24% | 80 |
| Charleston | $96K | +20% | 140 |
| Morgantown | $82K | +2% | 60 |
| Beckley | $80K | -0% | 40 |
| Huntington-Ashland | $72K | -9% | 90 |
Compare to other states
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BLS updates this data quarterly. We'll email you when West Virginia numbers change.
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Frequently asked questions
Can a personal financial advisor afford a 2BR apartment alone in West Virginia?
Yes — at the median salary of $80K, rent takes 19.7% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,008/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for personal financial advisors in West Virginia?
The 10th-percentile wage — what new personal financial advisors typically earn — is $45K/year. Take-home on that works out to about $2,701/month. At HUD’s $1,008/month FMR, rent would take 37% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is personal financial advisor a high-paying job in West Virginia?
Local pay runs 24% below the national median — $80K here vs. $105K nationally. Cost of living is 11% below the national average, which narrows that gap in real purchasing power.
How does West Virginia compare to the national average for personal financial advisors?
West Virginia pays $80K median vs. the U.S. average of $105K — that’s -24%. After adjusting for local cost of living (RPP 89.03), the purchasing-power equivalent is $90K — below the national median.
How much do personal financial advisors make in West Virginia?
The median is $80,010 a year, that works out to about $38 an hour. But the range is wide: entry-level workers start around $45,020, and experienced personal financial advisors can clear $219,510. The mean (average) is $124,400, reflecting that some workers earn substantially more. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $80K enough to live in West Virginia?
On that salary, you'd take home roughly $5,122/month after taxes. A 2-bedroom here rents for about $1,008/month, which eats 19.7% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a personal financial advisors salary go in West Virginia?
West Virginia has a Regional Price Parity of 89.03 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median personal financial advisors salary is worth about $89,869 in national-average purchasing power.
Where do personal financial advisors get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.