Physical Therapists Salary
The median pay for a physical therapists in Santa Cruz-Watsonville, CA is $124,790/year ($60/hour), per BLS data. The range runs from $92K at the entry level to $158K for experienced workers. Prices run high here (RPP 109.9), so that salary is closer to $113,549 in real purchasing power. A 2-bedroom apartment runs $4,214/month, about 57.2% of take-home, which is tight.
So what does $125K get you in Santa Cruz-Watsonville?
Groceries, utilities, transportation, and healthcare scaled from national averages by Santa Cruz-Watsonville’s Regional Price Parity (109.9). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About physical therapists
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What this looks like in Santa Cruz-Watsonville
Santa Cruz-Watsonville sits well above the national pay line for physical therapists, local pay runs about 21% higher than the U.S. median of $103K. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $4,214/month, which is 57.3% of the median worker's take-home, past the 30% guideline most planners use. Cost-of-living overall is 10% above the national average (BEA RPP 109.9), so groceries and services cost more too. The pay premium is real, but so are the offsets.
Compared to nearby metros
Median pay for physical therapists in metros near Santa Cruz-Watsonville, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Los Angeles-Long Beach-Anaheim | $108K | $95K |
| San Francisco-Oakland-Fremont | $142K | $123K |
| San Diego-Chula Vista-Carlsbad | $114K | $102K |
| Riverside-San Bernardino-Ontario | $120K | $113K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Santa Cruz-Watsonville, CA
Entry-level physical therapists (10th percentile) start around $92K. Mid-career wages sit at $125K. Top earners bring in $158K or more, a $66K spread from bottom to top.
Physical Therapists pay across states
Median income ranked highest to lowest, compared to the national figure
View Physical Therapists salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| California | $124K | +21% | 26,580 |
| Alaska | $115K | +12% | 680 |
| New Jersey | $112K | +9% | 9,750 |
| Nevada | $111K | +8% | 2,030 |
| Maryland | $107K | +4% | 3,940 |
| New Mexico | $107K | +4% | 1,330 |
| Washington | $106K | +3% | 5,370 |
| Texas | $106K | +3% | 21,870 |
| Illinois | $105K | +2% | 9,800 |
| Connecticut | $104K | +2% | 4,060 |
| Massachusetts | $104K | +1% | 6,850 |
| Oregon | $104K | +1% | 3,210 |
| Arizona | $103K | +0% | 5,170 |
| Ohio | $103K | +0% | 10,280 |
| Georgia | $103K | -0% | 6,780 |
| Delaware | $102K | -1% | 1,260 |
| Colorado | $102K | -1% | 5,630 |
| Minnesota | $102K | -1% | 5,180 |
| Wisconsin | $102K | -1% | 5,580 |
| Hawaii | $102K | -1% | 950 |
| District of Columbia | $102K | -1% | 610 |
| Indiana | $102K | -1% | 6,130 |
| Virginia | $101K | -1% | 7,630 |
| Pennsylvania | $101K | -1% | 11,710 |
| South Carolina | $101K | -1% | 3,930 |
| Florida | $101K | -2% | 16,290 |
| Michigan | $101K | -2% | 8,630 |
| Kentucky | $101K | -2% | 3,390 |
| New York | $101K | -2% | 20,940 |
| Wyoming | $100K | -2% | 560 |
| Tennessee | $100K | -3% | 4,800 |
| Mississippi | $100K | -3% | 1,980 |
| North Carolina | $100K | -3% | 7,350 |
| Utah | $100K | -3% | 2,300 |
| New Hampshire | $100K | -3% | 1,960 |
| Maine | $100K | -3% | 1,860 |
| Rhode Island | $99K | -3% | 1,020 |
| Missouri | $99K | -3% | 4,900 |
| Arkansas | $99K | -4% | 2,680 |
| Idaho | $99K | -4% | 1,030 |
| Oklahoma | $99K | -4% | 2,560 |
| Louisiana | $99K | -4% | 3,280 |
| Kansas | $98K | -4% | 2,660 |
| Vermont | $98K | -5% | 760 |
| Iowa | $98K | -5% | 2,530 |
| Alabama | $97K | -5% | 3,040 |
| Nebraska | $97K | -6% | 2,140 |
| West Virginia | $97K | -6% | 1,310 |
| South Dakota | $93K | -10% | 1,060 |
| Montana | $91K | -11% | 1,180 |
| North Dakota | $85K | -17% | 830 |
Showing 1–10 of 51 (all 50 states + DC)
Track physical therapists salary changes
BLS updates this data quarterly. We'll email you when Santa Cruz-Watsonville numbers change.
Related careers in Healthcare
Frequently asked questions
Can a physical therapist afford a 2BR apartment alone in Santa Cruz-Watsonville?
It’s a stretch — at the median salary of $125K, rent takes 57.3% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $4,214/month. The 30% guideline puts the comfortable ceiling at roughly $2,200/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for physical therapists in Santa Cruz-Watsonville?
The 10th-percentile wage — what new physical therapists typically earn — is $92K/year. Take-home on that works out to about $5,519/month. At HUD’s $4,214/month FMR, rent would take 76% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is physical therapist a high-paying job in Santa Cruz-Watsonville?
Local pay is 21% above the national median — $125K here vs. $103K nationally. Keep in mind cost of living here is 10% above the national average, which offsets some of that premium.
How does Santa Cruz-Watsonville compare to the national average for physical therapists?
Santa Cruz-Watsonville pays $125K median vs. the U.S. average of $103K — that’s +21%. After adjusting for local cost of living (RPP 109.9), the purchasing-power equivalent is $114K — still ahead of the national median.
How much do physical therapists make in Santa Cruz-Watsonville, CA?
The median is $124,790 a year, that works out to about $60 an hour. But the range is wide: entry-level workers start around $91,980, and experienced physical therapists can clear $158,340. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $125K enough to live in Santa Cruz-Watsonville?
On that salary, you'd take home roughly $7,359/month after taxes. A 2-bedroom here rents for about $4,214/month, which eats 57.3% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a physical therapists salary go in Santa Cruz-Watsonville?
Santa Cruz-Watsonville has a Regional Price Parity of 109.9 (100 is the national average). Prices are above average here, so your dollar buys less than the same salary would in a cheaper metro. After cost-of-living adjustment, the median physical therapists salary is worth about $113,549 in national-average purchasing power.
Where do physical therapists get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.