Physical Therapists Salary
The median pay for a physical therapists in Waterbury-Shelton, CT is $102,590/year ($49.32/hour), per BLS data. The range runs from $81K at the entry level to $126K for experienced workers. Adjusted for local prices (RPP 99.78), that's roughly $102,816 in purchasing power. Rent on a 2-bedroom averages $1,788/month, or 28.3% of estimated take-home pay.
Where the paycheck goes
What $103K actually covers in Waterbury-Shelton, month by month
Groceries, utilities, transportation, and healthcare scaled from national averages by Waterbury-Shelton’s Regional Price Parity (99.78). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About physical therapists
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What this looks like in Waterbury-Shelton
Physical therapists pay in Waterbury-Shelton tracks closely to the national median, $103K locally vs. $103K nationwide, a 0% difference. Rent runs $1,788/month for a 2-bedroom (HUD FMR), taking 28.5% of the median take-home. That's within the 30% rule, though not by much. Cost of living (RPP 99.78) is near the national average, so spending patterns here track the typical American budget fairly closely. Pay and costs are both near average, leaving limited margin for savings at the median wage.
Compared to nearby metros
Median pay for physical therapists in metros near Waterbury-Shelton, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Hartford-West Hartford-East Hartford | $105K | $102K |
| Bridgeport-Stamford-Danbury | $105K | $98K |
| New Haven | $103K | $99K |
| Norwich-New London-Willimantic | $103K | $102K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Waterbury-Shelton, CT
Entry-level physical therapists (10th percentile) start around $81K. Mid-career wages sit at $103K. Top earners bring in $126K or more, a $46K spread from bottom to top.
Physical Therapists pay across states
Median income ranked highest to lowest, compared to the national figure
View Physical Therapists salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| California | $124K | +21% | 26,580 |
| Alaska | $115K | +12% | 680 |
| New Jersey | $112K | +9% | 9,750 |
| Nevada | $111K | +8% | 2,030 |
| Maryland | $107K | +4% | 3,940 |
| New Mexico | $107K | +4% | 1,330 |
| Washington | $106K | +3% | 5,370 |
| Texas | $106K | +3% | 21,870 |
| Illinois | $105K | +2% | 9,800 |
| Connecticut | $104K | +2% | 4,060 |
| Massachusetts | $104K | +1% | 6,850 |
| Oregon | $104K | +1% | 3,210 |
| Arizona | $103K | +0% | 5,170 |
| Ohio | $103K | +0% | 10,280 |
| Georgia | $103K | -0% | 6,780 |
| Delaware | $102K | -1% | 1,260 |
| Colorado | $102K | -1% | 5,630 |
| Minnesota | $102K | -1% | 5,180 |
| Wisconsin | $102K | -1% | 5,580 |
| Hawaii | $102K | -1% | 950 |
| District of Columbia | $102K | -1% | 610 |
| Indiana | $102K | -1% | 6,130 |
| Virginia | $101K | -1% | 7,630 |
| Pennsylvania | $101K | -1% | 11,710 |
| South Carolina | $101K | -1% | 3,930 |
| Florida | $101K | -2% | 16,290 |
| Michigan | $101K | -2% | 8,630 |
| Kentucky | $101K | -2% | 3,390 |
| New York | $101K | -2% | 20,940 |
| Wyoming | $100K | -2% | 560 |
| Tennessee | $100K | -3% | 4,800 |
| Mississippi | $100K | -3% | 1,980 |
| North Carolina | $100K | -3% | 7,350 |
| Utah | $100K | -3% | 2,300 |
| New Hampshire | $100K | -3% | 1,960 |
| Maine | $100K | -3% | 1,860 |
| Rhode Island | $99K | -3% | 1,020 |
| Missouri | $99K | -3% | 4,900 |
| Arkansas | $99K | -4% | 2,680 |
| Idaho | $99K | -4% | 1,030 |
| Oklahoma | $99K | -4% | 2,560 |
| Louisiana | $99K | -4% | 3,280 |
| Kansas | $98K | -4% | 2,660 |
| Vermont | $98K | -5% | 760 |
| Iowa | $98K | -5% | 2,530 |
| Alabama | $97K | -5% | 3,040 |
| Nebraska | $97K | -6% | 2,140 |
| West Virginia | $97K | -6% | 1,310 |
| South Dakota | $93K | -10% | 1,060 |
| Montana | $91K | -11% | 1,180 |
| North Dakota | $85K | -17% | 830 |
Showing 1–10 of 51 (all 50 states + DC)
Track physical therapists salary changes
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Quick answers
The stuff people actually ask about this job
Can a physical therapist afford a 2BR apartment alone in Waterbury-Shelton?
Yes — at the median salary of $103K, rent takes 28.5% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,788/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for physical therapists in Waterbury-Shelton?
The 10th-percentile wage — what new physical therapists typically earn — is $81K/year. Take-home on that works out to about $5,104/month. At HUD’s $1,788/month FMR, rent would take 35% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is physical therapist a high-paying job in Waterbury-Shelton?
Pay here is roughly in line with the national average — $103K locally vs. $103K nationally, a 0% difference.
How does Waterbury-Shelton compare to the national average for physical therapists?
Waterbury-Shelton pays $103K median vs. the U.S. average of $103K — that’s +0%. After adjusting for local cost of living (RPP 99.78), the purchasing-power equivalent is $103K — still ahead of the national median.
How much do physical therapists make in Waterbury-Shelton, CT?
The median is $102,590 a year, that works out to about $49 an hour. But the range is wide: entry-level workers start around $80,820, and experienced physical therapists can clear $126,330. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $103K enough to live in Waterbury-Shelton?
On that salary, you'd take home roughly $6,279/month after taxes. A 2-bedroom here rents for about $1,788/month, which eats 28.5% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a physical therapists salary go in Waterbury-Shelton?
Waterbury-Shelton has a Regional Price Parity of 99.78 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median physical therapists salary is worth about $102,816 in national-average purchasing power.
Where do physical therapists get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.
