Registered Nurses Salary

Yes — at the median salary of $81K, rent takes 21.4% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,110/month. That stays under the 30% guideline most financial planners use.

The 10th-percentile wage — what new registered nurses typically earn — is $64K/year. Take-home on that works out to about $3,850/month. At HUD’s $1,110/month FMR, rent would take 29% of that take-home — manageable on an entry-level income.

Local pay runs 17% below the national median — $81K here vs. $98K nationally. Cost of living is 10% below the national average, which narrows that gap in real purchasing power.

Kentucky pays $81K median vs. the U.S. average of $98K — that’s -17%. After adjusting for local cost of living (RPP 90.23), the purchasing-power equivalent is $90K — below the national median.

The median is $81,040 a year, that works out to about $39 an hour. But the range is wide: entry-level workers start around $64,170, and experienced registered nurses can clear $111,750. These are BLS numbers, based on employer-reported data, not self-reported surveys.

On that salary, you'd take home roughly $5,180/month after taxes. A 2-bedroom here rents for about $1,110/month, which eats 21.4% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.

Kentucky has a Regional Price Parity of 90.23 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median registered nurses salary is worth about $89,815 in national-average purchasing power.

The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.