Surgeons, All Other Salary

Yes — at the median salary of $387K, rent takes 11.3% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $2,347/month. That stays under the 30% guideline most financial planners use.

The 10th-percentile wage — what new surgeons, all others typically earn — is $76K/year. Take-home on that works out to about $4,559/month. At HUD’s $2,347/month FMR, rent would take 51% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.

Pay here is roughly in line with the national average — $387K locally vs. $414K nationally, a 6% difference.

Massachusetts pays $387K median vs. the U.S. average of $414K — that’s -6%. After adjusting for local cost of living (RPP 100.09), the purchasing-power equivalent is $387K — below the national median.

The median is $387,150 a year, that works out to about $186 an hour. But the range is wide: entry-level workers start around $75,980, and experienced surgeons, all others can clear $561,250. These are BLS numbers, based on employer-reported data, not self-reported surveys.

On that salary, you'd take home roughly $20,815/month after taxes. A 2-bedroom here rents for about $2,347/month, which eats 11.3% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.

Massachusetts has a Regional Price Parity of 100.09 (100 is the national average). Prices are above average here, so your dollar buys less than the same salary would in a cheaper metro. After cost-of-living adjustment, the median surgeons, all other salary is worth about $386,802 in national-average purchasing power.

The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.