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Office & Admin

Tellers Salary

in Santa Cruz-Watsonville, CA

In Santa Cruz-Watsonville, CA, tellers earn $46,370 at the median, or about $22.29 an hour. The range runs from $44K at the entry level to $57K for experienced workers. Prices run high here (RPP 109.9), so that salary is closer to $42,193 in real purchasing power. A 2-bedroom apartment runs $4,214/month, about 131.6% of take-home, which is tight.

$46K
Median annual
$22.29/hr
Hourly rate
$44K
Entry level (10th %)
$57K
Senior level (90th %)

So what does $46K get you in Santa Cruz-Watsonville?

Estimated take-home pay$3,185/mo
Rent (2BR median)-$4,214/mo
Rent as % of take-home132.3% ⚠ above 30% guideline
Groceries-$431/mo
Utilities-$215/mo
Transportation-$378/mo
Healthcare *-$251/mo
Left over-$2,304/mo

Groceries, utilities, transportation, and healthcare scaled from national averages by Santa Cruz-Watsonville’s Regional Price Parity (109.9). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.

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About tellers

Education: High school diploma or equivalent
U.S. employed: 329,480
Santa Cruz-Watsonville, CA employed: 180
Category: Office & Admin

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What this looks like in Santa Cruz-Watsonville

Tellers pay in Santa Cruz-Watsonville tracks closely to the national median, $46K locally vs. $43K nationwide, a 8% difference. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $4,214/month, which is 132.3% of the median worker's take-home, past the 30% guideline most planners use. Cost-of-living overall is 10% above the national average (BEA RPP 109.9), so groceries and services cost more too. Use the affordability calculator above to model your specific situation.

Compared to nearby metros

Median pay for tellers in metros near Santa Cruz-Watsonville, adjusted for local cost of living.

COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.

Compensation breakdown

Annual earnings by percentile, Santa Cruz-Watsonville, CA

Bar chart showing Tellers salary percentiles in Santa Cruz-Watsonville, CA: 10th percentile $44,330, 25th percentile $45,720, median $46,370, 75th percentile $47,700, 90th percentile $57,200. Source: Bureau of Labor Statistics.10th$44K25th$46KMedian$46K75th$48K90th$57K
Bar chart showing Tellers salary percentiles in Santa Cruz-Watsonville, CA: 10th percentile $44,330, 25th percentile $45,720, median $46,370, 75th percentile $47,700, 90th percentile $57,200. Source: Bureau of Labor Statistics.

Entry-level tellers (10th percentile) start around $44K. Mid-career wages sit at $46K. Top earners bring in $57K or more, a $13K spread from bottom to top.

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Tellers pay across states

Median income ranked highest to lowest, compared to the national figure

View Tellers salary in all states
StateMedian salaryvs. nationalEmployment
Washington$48K+11%9,180
New Jersey$47K+10%10,270
Massachusetts$47K+9%7,190
California$47K+9%25,230
Alaska$47K+9%1,020
Connecticut$46K+8%3,220
Colorado$46K+7%5,370
Maryland$46K+7%3,860
District of Columbia$46K+6%700
Florida$46K+6%14,700
Delaware$45K+5%1,400
Rhode Island$45K+5%830
Arizona$45K+5%3,770
Virginia$45K+5%7,410
Nevada$45K+5%1,850
North Carolina$45K+4%5,260
New Hampshire$44K+3%1,550
Oregon$44K+3%2,990
New York$44K+3%15,040
Minnesota$44K+3%5,740
Vermont$44K+2%930
Hawaii$44K+2%1,760
Maine$43K-0%2,410
Idaho$42K-2%2,690
South Carolina$42K-2%4,400
Georgia$42K-3%7,820
Pennsylvania$40K-7%14,800
Ohio$40K-7%13,890
Wisconsin$40K-8%9,030
North Dakota$39K-9%1,990
Michigan$39K-9%13,420
Indiana$39K-10%8,400
Illinois$39K-10%16,960
South Dakota$38K-11%1,560
Iowa$38K-11%5,470
Utah$38K-11%4,790
Wyoming$38K-11%970
Nebraska$38K-11%4,590
Montana$38K-12%1,660
Texas$38K-12%25,860
New Mexico$38K-12%2,330
Alabama$37K-13%6,770
Kentucky$37K-14%5,350
Kansas$37K-14%4,720
Mississippi$37K-14%3,750
Tennessee$37K-15%7,560
Missouri$37K-15%10,030
Oklahoma$36K-17%7,230
Arkansas$36K-17%4,250
Louisiana$36K-17%4,900
West Virginia$35K-20%2,620
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Showing 1–10 of 51 (all 50 states + DC)

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BLS updates this data quarterly. We'll email you when Santa Cruz-Watsonville numbers change.

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Frequently asked questions

Can a teller afford a 2BR apartment alone in Santa Cruz-Watsonville?

It’s a stretch — at the median salary of $46K, rent takes 132.3% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $4,214/month. The 30% guideline puts the comfortable ceiling at roughly $1,000/month in rent — so roommates or a 1-bedroom would ease the math significantly.

What’s the entry-level salary for tellers in Santa Cruz-Watsonville?

The 10th-percentile wage — what new tellers typically earn — is $44K/year. Take-home on that works out to about $2,660/month. At HUD’s $4,214/month FMR, rent would take 158% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.

Is teller a high-paying job in Santa Cruz-Watsonville?

Pay here is roughly in line with the national average — $46K locally vs. $43K nationally, a 8% difference.

How does Santa Cruz-Watsonville compare to the national average for tellers?

Santa Cruz-Watsonville pays $46K median vs. the U.S. average of $43K — that’s +8%. After adjusting for local cost of living (RPP 109.9), the purchasing-power equivalent is $42K — below the national median.

How much do tellers make in Santa Cruz-Watsonville, CA?

The median is $46,370 a year, that works out to about $22 an hour. But the range is wide: entry-level workers start around $44,330, and experienced tellers can clear $57,200. These are BLS numbers, based on employer-reported data, not self-reported surveys.

Is $46K enough to live in Santa Cruz-Watsonville?

On that salary, you'd take home roughly $3,185/month after taxes. A 2-bedroom here rents for about $4,214/month, which eats 132.3% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.

How far does a tellers salary go in Santa Cruz-Watsonville?

Santa Cruz-Watsonville has a Regional Price Parity of 109.9 (100 is the national average). Prices are above average here, so your dollar buys less than the same salary would in a cheaper metro. After cost-of-living adjustment, the median tellers salary is worth about $42,193 in national-average purchasing power.

Where do tellers get paid the most?

The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.

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