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Food Service

Waiters and Waitresses Salary

in Indiana

In Indiana, waiters and waitresses earn $28,480 at the median, or about $13.69 an hour. The range runs from $18K at the entry level to $48K for experienced workers. Cost of living is below average (RPP 91.81), which stretches that salary to about $31,021 in buying power. A 2-bedroom apartment runs $1,144/month, about 55.8% of take-home, which is tight.

Statewide average. Salary and cost of living vary significantly across Indiana. Jump to a metro for precise data:

$28K
Median annual
$13.69/hr
Hourly rate
$18K
Entry level (10th %)
$48K
Senior level (90th %)

So what does $28K get you in Indiana?

Estimated monthly take-home$2,004/mo
Median 2BR rent-$1,144/mo
Rent as % of take-home57.1% (above 30% guideline)
Cost-of-living adjusted salary$31,021/yr
Monthly remaining after rent$860/mo

About waiters and waitresses

Education: No formal educational credential
U.S. employed: 2,270,910
Indiana employed: 43,620
Category: Food Service

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What this looks like in Indiana

Pay for waiters and waitresses in Indiana runs about 19% below the U.S. median of $35K. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $1,144/month, which is 57.1% of the median worker's take-home, past the 30% guideline most planners use. Regional Price Parity sits at 91.81 (national = 100), meaning everyday costs run about 8% cheaper here. Your dollar stretches further than the headline salary suggests. That combination, below-market pay with high housing costs, makes this a financially demanding market for waiters and waitressess.

Compensation breakdown

Annual earnings by percentile, Indiana

Bar chart showing Waiters and Waitresses salary percentiles in Indiana: 10th percentile $17,640, 25th percentile $20,870, median $28,480, 75th percentile $36,550, 90th percentile $48,350. Source: Bureau of Labor Statistics.10th$18K25th$21KMedian$28K75th$37K90th$48K
Bar chart showing Waiters and Waitresses salary percentiles in Indiana: 10th percentile $17,640, 25th percentile $20,870, median $28,480, 75th percentile $36,550, 90th percentile $48,350. Source: Bureau of Labor Statistics.

Entry-level waiters and waitresses (10th percentile) start around $18K. Mid-career wages sit at $28K. Top earners bring in $48K or more, a $31K spread from bottom to top.

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Waiters and Waitresses salary by metro in Indiana

12 metro areas with BLS data, ranked by median pay

Metro areaMedian salaryvs. stateEmployment
Indianapolis-Carmel-Greenwood$29K+2%15,830
South Bend-Mishawaka$29K+1%1,970
Fort Wayne$29K+1%3,150
Evansville$29K+0%2,070
Bloomington$29K+0%1,620
Kokomo$28K-0%690
Lafayette-West Lafayette$28K-0%1,490
Michigan City-La Porte$28K-1%680
Elkhart-Goshen$28K-1%1,070
Terre Haute$27K-7%1,050
Columbus$26K-8%490
Muncie$24K-17%730
12

Showing 1–10 of 12 metros

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BLS updates this data quarterly. We'll email you when Indiana numbers change.

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Frequently asked questions

Can a waiters and waitress afford a 2BR apartment alone in Indiana?

It’s a stretch — at the median salary of $28K, rent takes 57.1% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,144/month. The 30% guideline puts the comfortable ceiling at roughly $600/month in rent — so roommates or a 1-bedroom would ease the math significantly.

What’s the entry-level salary for waiters and waitresses in Indiana?

The 10th-percentile wage — what new waiters and waitresses typically earn — is $18K/year. Take-home on that works out to about $1,058/month. At HUD’s $1,144/month FMR, rent would take 108% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.

Is waiters and waitress a high-paying job in Indiana?

Local pay runs 19% below the national median — $28K here vs. $35K nationally. Cost of living is 8% below the national average, which narrows that gap in real purchasing power.

How does Indiana compare to the national average for waiters and waitresses?

Indiana pays $28K median vs. the U.S. average of $35K — that’s -19%. After adjusting for local cost of living (RPP 91.81), the purchasing-power equivalent is $31K — below the national median.

How much do waiters and waitresses make in Indiana?

The median is $28,480 a year, that works out to about $14 an hour. But the range is wide: entry-level workers start around $17,640, and experienced waiters and waitresses can clear $48,350. These are BLS numbers, based on employer-reported data, not self-reported surveys.

Is $28K enough to live in Indiana?

On that salary, you'd take home roughly $2,004/month after taxes. A 2-bedroom here rents for about $1,144/month, which eats 57.1% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.

How far does a waiters and waitresses salary go in Indiana?

Indiana has a Regional Price Parity of 91.81 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median waiters and waitresses salary is worth about $31,021 in national-average purchasing power.

Where do waiters and waitresses get paid the most?

The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.

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