What Salary Do You Need to Live Comfortably in Yuma?
You need roughly $43,000/year to live comfortably in Yuma. After taxes that’s about $2,985/month, which covers a 2-bedroom at HUD’s Fair Market Rent of $1,382/month, groceries, transport, healthcare, and a 20% savings buffer. Of the occupations BLS tracks in Yuma, about 10 pay at least that much at the median. Comfortable, but not by much.
Monthly budget to live comfortably
Based on HUD FMR for Yuma (RPP 92.71). All figures are monthly unless noted.
Expense
Monthly
Annual
Rent (HUD FMR 2BR)
$1,382
$16,584
Groceries
$450
$5,400
Transportation
$350
$4,200
Healthcare
$200
$2,400
Savings (20%)
$597
$7,164
Required take-home
$2,985
$35,820
Required gross salary
$43,000/year
Jobs in Yuma that pay $43,000+/year
These occupations have median salaries at or above what you need to live comfortably.
What salary do you need to live comfortably in Yuma?
To live comfortably in Yuma you need roughly $43,000/year gross, or about $2,985/month in take-home pay. This covers rent at the HUD FMR of $1,382/month, groceries, transportation, healthcare, and 20% savings.
Is this realistic for the Yuma job market?
10 BLS-tracked occupations in the Yuma metro pay $43,000/year or more at the median. A limited number of fields hit this bar.
How much of that goes to rent?
Rent takes 46% of monthly take-home in this scenario. The HUD Fair Market Rent for Yuma is $1,382/month for a 2-bedroom. The rest splits across groceries ($450), transportation ($350), and healthcare ($200).
What if I want to save more than 20%?
This budget targets a 20% savings rate. To push that to 30%, add roughly 10 to 15% to the gross figure, putting you near $48,160/year. Alternatively, trim variable costs. Groceries and transportation have more flexibility than rent.
How does Yuma compare to other metros for this lifestyle?
The bare minimum in Yuma is around $40,000/year on a tight budget, covering a 1-bedroom at the HUD FMR. A comfortable lifestyle requires $43,000/year. Use the comparison table above or the compare tool to check other metros side by side.
Source data is published by the U.S. Bureau of Labor Statistics and other federal agencies. AffordMap is not affiliated with or endorsed by any government agency. Per BLS policy, "BLS.gov cannot vouch for the data or analyses derived from these data after the data have been retrieved from BLS.gov."
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