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Can You Afford a 2-Bedroom in Barnstable Town? The Salary Math.

A 2-bedroom in Barnstable Town runs $2,422/month per HUD Fair Market Rents. To keep rent under 30% of take-home, you need at least $11,059/year before taxes. The Barnstable Town median wage of around $75,580 puts most workers in the stretch zone for a 2-bedroom.

Salary thresholds at the HUD FMR of $2,422/month

Rent burden based on estimated take-home after federal, state, and FICA taxes (single filer). Verdict uses 30% rule.

PercentileAnnual salaryMonthly take-homeRent burdenVerdict
Entry-level (10th pct.)$49,980$3,36572%Too much
Early career (25th pct.)$71,460$4,63252.3%Too much
Median$75,580$4,85749.9%Too much
Experienced (75th pct.)$100,010$6,18739.1%Stretch
Top earners (90th pct.)$123,080$7,43032.6%Stretch

Verdict guide: Comfortable <25% | OK 25–30% | Stretch 30–40% | Too much >40%

Keep exploring Barnstable Town

Top paying jobs in Barnstable TownCost of living in Barnstable TownCan you afford a 1-bedroom?Can you afford a 3-bedroom?

Frequently asked questions

What salary do you need to afford a 2-bedroom in Barnstable Town?
You need roughly $11,059/year gross to keep a 2-bedroom at $2,422/month under the 30% rent burden threshold. That assumes a 27% effective tax rate and single filing.
How much is the HUD Fair Market Rent for a 2-bedroom in Barnstable Town?
The HUD Fair Market Rent for a 2-bedroom in Barnstable Town is $2,422/month (FY2025). FMRs set the baseline for affordable housing calculations and vary by metro area.
Is Barnstable Town expensive for renters?
Barnstable Town is close to the national average in cost. The RPP of 98.35 means prices are roughly in line with the U.S. average.
What percentage of income should go to rent?
The standard guideline is 30% of your gross monthly income before taxes. Go above that and you risk being "rent-burdened," which the Census Bureau defines as spending more than 30% of income on housing costs. Budget carefully if your rent burden sits above 40%.
Which jobs pay enough to afford rent in Barnstable Town?
Fewer than 8 common occupations in Barnstable Town clear the 30% rent burden threshold at median pay. The most affordable options tend to be in healthcare, tech, and skilled trades.

Source data is published by the U.S. Bureau of Labor Statistics and other federal agencies. AffordMap is not affiliated with or endorsed by any government agency. Per BLS policy, "BLS.gov cannot vouch for the data or analyses derived from these data after the data have been retrieved from BLS.gov."

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