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How to Become a Bill and Account Collectors in Kentucky

Bill and Account Collectors in Kentucky earn a median salary of $44,890/year, which is 2% below the national average. Kentucky has a state income tax of ~4.0%. After taxes and rent, a bill and account collectors takes home approximately $1,614/month. Most positions require High school diploma or equivalent.

$45K
Median salary in Kentucky
-2%
vs. national average
4.0%
State income tax
2,590
Employed in Kentucky

What a bill and account collectors can afford in Kentucky

Gross annual salary$44,890
Est. monthly take-home (after fed + 4.0% state tax)$3,026/mo
Median 2BR rent (Kentucky)-$1,412/mo
Rent as % of take-home46.7% (above 30% guideline)
Cost-of-living adjusted salary$44,890/yr (RPP: 100)
Monthly remaining after rent$1,614/mo

Becoming a bill and account collectors in Kentucky

1

Meet education requirements

Bill and Account Collectors positions in Kentucky typically require High school diploma or equivalent. Programs are available at colleges and training institutions across Kentucky. Research accredited programs in your area.

2

Gain required experience

Many bill and account collectors positions in Kentucky require hands-on experience through internships, apprenticeships, or entry-level roles. Look for training programs and mentorship opportunities in your metro area.

3

Obtain Kentucky licensure or certification

Kentucky may require specific licensing or professional certification for bill and account collectorss. Requirements vary by state — contact the Kentucky Department of Labor or relevant licensing board for current requirements, exam schedules, and application procedures.

4

Find positions in Kentucky

Kentucky employs 2,590 bill and account collectors. The highest concentrations are in Louisville/Jefferson County and Lexington-Fayette.

Bill and Account Collectors salary by metro area in Kentucky

Metro areaMedianHourlyEmployment
Louisville/Jefferson County$50K$24.04/hr1,010
Lexington-Fayette$48K$23.24/hr410
Owensboro$43K$20.45/hr100
Bowling Green$37K$17.74/hr50
Paducah$37K$17.56/hr100

Bill and Account Collectors salary range in Kentucky

10th percentile (entry)
$33K
25th percentile
$37K
Median (50th)
$45K
75th percentile
$57K
90th percentile (senior)
$75K
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Full bill and account collectors salary breakdown in Kentucky
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Frequently asked questions

How much does a bill and account collectors make in Kentucky?

The median bill and account collectors salary in Kentucky is $44,890 per year ($21.58/hr). This is 2% below the national median of $46,040. Salaries range from $33,270 to $74,510.

What are the requirements to become a bill and account collectors in Kentucky?

Bill and Account Collectors positions in Kentucky typically require High school diploma or equivalent. Kentucky may have specific licensing or certification requirements. Check with the Kentucky licensing board or department of labor for current requirements.

Can a bill and account collectors afford to live in Kentucky?

At the median salary of $44,890, a bill and account collectors in Kentucky would take home approximately $3,026/month after taxes. With median 2-bedroom rent at $1,412/month, that's 46.7% of take-home pay going to housing. This exceeds the recommended 30% guideline.

What are the best cities for bill and account collectors in Kentucky?

The highest paying metro areas for bill and account collectors in Kentucky are Louisville/Jefferson County ($50,000), Lexington-Fayette ($48,340), Owensboro ($42,540). However, cost of living varies significantly between metros — a higher salary may not mean more purchasing power.

Does Kentucky have state income tax for bill and account collectors?

Yes, Kentucky has a state income tax rate of approximately 4.0%. On a $44,890 salary, this means roughly $1,796/year in state income tax. Use our take-home pay calculator for a detailed breakdown.