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Business & Finance · Florida

How to Become a Credit Counselors in Florida

Credit Counselors in Florida earn a median salary of $48,340/year, which is 4% below the national average. Florida has no state income tax. After taxes and rent, a credit counselors takes home approximately $1,995/month. Most positions require Bachelor's degree.

$48K
Median salary in Florida
-4%
vs. national average
None
State income tax
2,760
Employed in Florida

What a credit counselors can afford in Florida

Gross annual salary$48,340
Est. monthly take-home (no state tax)$3,407/mo
Median 2BR rent (Florida)-$1,412/mo
Rent as % of take-home41.4% (above 30% guideline)
Cost-of-living adjusted salary$48,340/yr (RPP: 100)
Monthly remaining after rent$1,995/mo

Becoming a credit counselors in Florida

1

Meet education requirements

Credit Counselors positions in Florida typically require Bachelor's degree. Programs are available at colleges and training institutions across Florida. Research accredited programs in your area.

2

Gain required experience

Many credit counselors positions in Florida require hands-on experience through internships, apprenticeships, or entry-level roles. Look for training programs and mentorship opportunities in your metro area.

3

Obtain Florida licensure or certification

Florida may require specific licensing or professional certification for credit counselorss. Requirements vary by state — contact the Florida Department of Labor or relevant licensing board for current requirements, exam schedules, and application procedures.

4

Find positions in Florida

Florida employs 2,760 credit counselors. The highest concentrations are in Tampa-St. Petersburg-Clearwater and Cape Coral-Fort Myers.

Credit Counselors salary by metro area in Florida

Metro areaMedianHourlyEmployment
Tampa-St. Petersburg-Clearwater$49K$23.71/hr460
Cape Coral-Fort Myers$49K$23.68/hr40
Jacksonville$49K$23.66/hr250
Miami-Fort Lauderdale-West Palm Beach$49K$23.36/hr660
North Port-Bradenton-Sarasota$47K$22.79/hr60
Orlando-Kissimmee-Sanford$47K$22.53/hr560

Credit Counselors salary range in Florida

10th percentile (entry)
$36K
25th percentile
$45K
Median (50th)
$48K
75th percentile
$52K
90th percentile (senior)
$61K
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Frequently asked questions

How much does a credit counselors make in Florida?

The median credit counselors salary in Florida is $48,340 per year ($23.24/hr). This is 4% below the national median of $50,480. Salaries range from $36,020 to $61,210.

What are the requirements to become a credit counselors in Florida?

Credit Counselors positions in Florida typically require Bachelor's degree. Florida may have specific licensing or certification requirements. Check with the Florida licensing board or department of labor for current requirements.

Can a credit counselors afford to live in Florida?

At the median salary of $48,340, a credit counselors in Florida would take home approximately $3,407/month after taxes. With median 2-bedroom rent at $1,412/month, that's 41.4% of take-home pay going to housing. This exceeds the recommended 30% guideline.

What are the best cities for credit counselors in Florida?

The highest paying metro areas for credit counselors in Florida are Tampa-St. Petersburg-Clearwater ($49,320), Cape Coral-Fort Myers ($49,250), Jacksonville ($49,220). However, cost of living varies significantly between metros — a higher salary may not mean more purchasing power.

Does Florida have state income tax for credit counselors?

No, Florida does not have a state income tax. This means credit counselors keep more of their gross salary compared to states with income tax — a significant advantage for affordability.