How to Become a Credit Counselors in Illinois
Credit Counselors in Illinois earn a median salary of $51,160/year, which is 1% above the national average. Illinois has a state income tax of ~4.9%. After taxes and rent, a credit counselors takes home approximately $1,972/month. Most positions require Bachelor's degree.
What a credit counselors can afford in Illinois
Becoming a credit counselors in Illinois
Meet education requirements
Credit Counselors positions in Illinois typically require Bachelor's degree. Programs are available at colleges and training institutions across Illinois. Research accredited programs in your area.
Gain required experience
Many credit counselors positions in Illinois require hands-on experience through internships, apprenticeships, or entry-level roles. Look for training programs and mentorship opportunities in your metro area.
Obtain Illinois licensure or certification
Illinois may require specific licensing or professional certification for credit counselorss. Requirements vary by state — contact the Illinois Department of Labor or relevant licensing board for current requirements, exam schedules, and application procedures.
Find positions in Illinois
Illinois employs 1,490 credit counselors. The highest concentrations are in Chicago-Naperville-Elgin and Peoria.
Credit Counselors salary by metro area in Illinois
| Metro area | Median | Hourly | Employment |
|---|---|---|---|
| Chicago-Naperville-Elgin | $52K | $25.14/hr | 1,020 |
| Peoria | $49K | $23.32/hr | 40 |
Credit Counselors salary range in Illinois
Credit Counselors careers in other states
Frequently asked questions
How much does a credit counselors make in Illinois?▼
The median credit counselors salary in Illinois is $51,160 per year ($24.6/hr). This is 1% above the national median of $50,480. Salaries range from $40,170 to $76,510.
What are the requirements to become a credit counselors in Illinois?▼
Credit Counselors positions in Illinois typically require Bachelor's degree. Illinois may have specific licensing or certification requirements. Check with the Illinois licensing board or department of labor for current requirements.
Can a credit counselors afford to live in Illinois?▼
At the median salary of $51,160, a credit counselors in Illinois would take home approximately $3,384/month after taxes. With median 2-bedroom rent at $1,412/month, that's 41.7% of take-home pay going to housing. This exceeds the recommended 30% guideline.
What are the best cities for credit counselors in Illinois?▼
The highest paying metro areas for credit counselors in Illinois are Chicago-Naperville-Elgin ($52,280), Peoria ($48,500). However, cost of living varies significantly between metros — a higher salary may not mean more purchasing power.
Does Illinois have state income tax for credit counselors?▼
Yes, Illinois has a state income tax rate of approximately 4.9%. On a $51,160 salary, this means roughly $2,532/year in state income tax. Use our take-home pay calculator for a detailed breakdown.