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How to Become a Insurance Sales Agents in Tennessee

Insurance Sales Agents in Tennessee earn a median salary of $49,130/year, which is 19% below the national average. Tennessee has no state income tax. After taxes and rent, a insurance sales agents takes home approximately $2,048/month. Most positions require High school diploma or equivalent.

$49K
Median salary in Tennessee
-19%
vs. national average
None
State income tax
8,650
Employed in Tennessee

What a insurance sales agents can afford in Tennessee

Gross annual salary$49,130
Est. monthly take-home (no state tax)$3,460/mo
Median 2BR rent (Tennessee)-$1,412/mo
Rent as % of take-home40.8% (above 30% guideline)
Cost-of-living adjusted salary$49,130/yr (RPP: 100)
Monthly remaining after rent$2,048/mo

Becoming a insurance sales agents in Tennessee

1

Meet education requirements

Insurance Sales Agents positions in Tennessee typically require High school diploma or equivalent. Programs are available at colleges and training institutions across Tennessee. Research accredited programs in your area.

2

Gain required experience

Many insurance sales agents positions in Tennessee require hands-on experience through internships, apprenticeships, or entry-level roles. Look for training programs and mentorship opportunities in your metro area.

3

Obtain Tennessee licensure or certification

Tennessee may require specific licensing or professional certification for insurance sales agentss. Requirements vary by state — contact the Tennessee Department of Labor or relevant licensing board for current requirements, exam schedules, and application procedures.

4

Find positions in Tennessee

Tennessee employs 8,650 insurance sales agents. The highest concentrations are in Nashville-Davidson--Murfreesboro--Franklin and Memphis.

Insurance Sales Agents salary by metro area in Tennessee

Metro areaMedianHourlyEmployment
Nashville-Davidson--Murfreesboro--Franklin$59K$28.28/hr2,610
Memphis$50K$23.96/hr1,590
Chattanooga$49K$23.77/hr1,070
Clarksville$49K$23.51/hr180
Jackson$47K$22.38/hr180
Cleveland$46K$22.1/hr70
Kingsport-Bristol$45K$21.81/hr200
Johnson City$45K$21.42/hr190
Knoxville$45K$21.42/hr1,300

Insurance Sales Agents salary range in Tennessee

10th percentile (entry)
$32K
25th percentile
$38K
Median (50th)
$49K
75th percentile
$75K
90th percentile (senior)
$104K
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Frequently asked questions

How much does a insurance sales agents make in Tennessee?

The median insurance sales agents salary in Tennessee is $49,130 per year ($23.62/hr). This is 19% below the national median of $60,370. Salaries range from $31,860 to $104,440.

What are the requirements to become a insurance sales agents in Tennessee?

Insurance Sales Agents positions in Tennessee typically require High school diploma or equivalent. Tennessee may have specific licensing or certification requirements. Check with the Tennessee licensing board or department of labor for current requirements.

Can a insurance sales agents afford to live in Tennessee?

At the median salary of $49,130, a insurance sales agents in Tennessee would take home approximately $3,460/month after taxes. With median 2-bedroom rent at $1,412/month, that's 40.8% of take-home pay going to housing. This exceeds the recommended 30% guideline.

What are the best cities for insurance sales agents in Tennessee?

The highest paying metro areas for insurance sales agents in Tennessee are Nashville-Davidson--Murfreesboro--Franklin ($58,830), Memphis ($49,840), Chattanooga ($49,430). However, cost of living varies significantly between metros — a higher salary may not mean more purchasing power.

Does Tennessee have state income tax for insurance sales agents?

No, Tennessee does not have a state income tax. This means insurance sales agents keep more of their gross salary compared to states with income tax — a significant advantage for affordability.