How to Become a Loan Officers in North Carolina
Loan Officers in North Carolina earn a median salary of $75,920/year, which is 1% below the national average. North Carolina has a state income tax of ~4.5%. After taxes and rent, a loan officers takes home approximately $3,137/month. Most positions require Bachelor's degree.
What a loan officers can afford in North Carolina
Becoming a loan officers in North Carolina
Meet education requirements
Loan Officers positions in North Carolina typically require Bachelor's degree. Programs are available at colleges and training institutions across North Carolina. Research accredited programs in your area.
Gain required experience
Many loan officers positions in North Carolina require hands-on experience through internships, apprenticeships, or entry-level roles. Look for training programs and mentorship opportunities in your metro area.
Obtain North Carolina licensure or certification
North Carolina may require specific licensing or professional certification for loan officerss. Requirements vary by state, contact the North Carolina Department of Labor or relevant licensing board for current requirements, exam schedules, and application procedures.
Find positions in North Carolina
North Carolina employs 10,700 loan officers. The highest concentrations are in Wilmington and Charlotte-Concord-Gastonia.
Loan Officers salary by metro area in North Carolina
| Metro area | Median | Hourly | Employment |
|---|---|---|---|
| Wilmington | $82K | $39.59/hr | 520 |
| Charlotte-Concord-Gastonia | $78K | $37.59/hr | 4,080 |
| Raleigh-Cary | $77K | $37.18/hr | 1,560 |
| Asheville | $76K | $36.57/hr | 190 |
| Winston-Salem | $73K | $35.13/hr | 300 |
| Fayetteville | $69K | $33.37/hr | 150 |
| Goldsboro | $67K | $32.39/hr | 60 |
| Pinehurst-Southern Pines | $66K | $31.76/hr | 50 |
| Durham-Chapel Hill | $64K | $30.83/hr | 360 |
| Rocky Mount | $64K | $30.79/hr | 90 |
| Hickory-Lenoir-Morganton | $63K | $30.49/hr | 130 |
| Greenville | $63K | $30.45/hr | 80 |
| Greensboro-High Point | $58K | $28.08/hr | 970 |
| Jacksonville | $58K | $27.85/hr | 80 |
| Burlington | $53K | $25.28/hr | 160 |
Loan Officers salary range in North Carolina
Loan Officers careers in other states
Frequently asked questions
How much does a loan officers make in North Carolina?▼
The median loan officers salary in North Carolina is $75,920 per year ($36.5/hr). This is 1% below the national median of $76,690. Salaries range from $43,270 to $130,480.
What are the requirements to become a loan officers in North Carolina?▼
Loan Officers positions in North Carolina typically require Bachelor's degree. North Carolina may have specific licensing or certification requirements. Check with the North Carolina licensing board or department of labor for current requirements.
Can a loan officers afford to live in North Carolina?▼
At the median salary of $75,920, a loan officers in North Carolina would take home approximately $4,865/month after taxes. With median 2-bedroom rent at $1,728/month, that's 35.5% of take-home pay going to housing. This exceeds the recommended 30% guideline.
What are the best cities for loan officers in North Carolina?▼
The highest paying metro areas for loan officers in North Carolina are Wilmington ($82,340), Charlotte-Concord-Gastonia ($78,200), Raleigh-Cary ($77,330). However, cost of living varies significantly between metros, a higher salary may not mean more purchasing power.
Does North Carolina have state income tax for loan officers?▼
Yes, North Carolina has a state income tax rate of approximately 4.5%. On a $75,920 salary, this means roughly $3,416/year in state income tax. Use our take-home pay calculator for a detailed breakdown.