Clinical and Counseling Psychologists Salary
Clinical and Counseling Psychologists in Indianapolis-Carmel-Greenwood, IN make a median of $84,990 a year, or about $40.86 an hour. The range runs from $68K at the entry level to $133K for experienced workers. Adjusted for local prices (RPP 95.7), that's roughly $88,809 in purchasing power. Rent on a 2-bedroom averages $1,473/month, or 26.9% of estimated take-home pay.
So what does $85K get you in Indianapolis-Carmel-Greenwood?
Groceries, utilities, transportation, and healthcare scaled from national averages by Indianapolis-Carmel-Greenwood’s Regional Price Parity (95.7). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About clinical and counseling psychologists
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What this looks like in Indianapolis-Carmel-Greenwood
Pay for clinical and counseling psychologists in Indianapolis-Carmel-Greenwood runs about 16% below the U.S. median of $101K. Rent runs $1,473/month for a 2-bedroom (HUD FMR), taking 27% of the median take-home. That's within the 30% rule, though not by much. Cost of living (RPP 95.7) is near the national average, so spending patterns here track the typical American budget fairly closely. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for clinical and counseling psychologists in metros near Indianapolis-Carmel-Greenwood, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Fort Wayne | $83K | $89K |
| South Bend-Mishawaka | $85K | $92K |
| Bloomington | $84K | $89K |
| Evansville | $95K | $104K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Indianapolis-Carmel-Greenwood, IN
Entry-level clinical and counseling psychologists (10th percentile) start around $68K. Mid-career wages sit at $85K. Top earners bring in $133K or more, a $65K spread from bottom to top.
Clinical and Counseling Psychologists pay across states
Median income ranked highest to lowest, compared to the national figure
View Clinical and Counseling Psychologists salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| Oregon | $134K | +34% | 540 |
| New Jersey | $127K | +26% | 2,700 |
| New Mexico | $125K | +24% | N/A |
| Alaska | $124K | +24% | 40 |
| Arizona | $119K | +18% | 730 |
| Hawaii | $118K | +17% | 250 |
| North Dakota | $116K | +15% | 170 |
| California | $116K | +15% | 12,840 |
| Washington | $115K | +15% | 1,270 |
| Massachusetts | $115K | +15% | 2,860 |
| New York | $114K | +14% | 8,420 |
| Wisconsin | $113K | +13% | 1,150 |
| Colorado | $113K | +13% | 1,170 |
| Delaware | $113K | +12% | 280 |
| Rhode Island | $107K | +7% | 420 |
| Minnesota | $107K | +6% | 1,290 |
| District of Columbia | $107K | +6% | 220 |
| Nevada | $103K | +2% | 680 |
| Ohio | $101K | +1% | 2,080 |
| Missouri | $99K | -1% | 840 |
| Utah | $99K | -1% | 1,020 |
| Kentucky | $99K | -1% | 710 |
| Idaho | $98K | -3% | 300 |
| Georgia | $96K | -4% | 1,120 |
| Nebraska | $95K | -6% | 770 |
| South Carolina | $93K | -8% | N/A |
| North Carolina | $92K | -8% | 2,770 |
| Pennsylvania | $92K | -9% | 3,140 |
| Iowa | $92K | -9% | 440 |
| Alabama | $91K | -10% | 260 |
| Wyoming | $90K | -11% | 50 |
| Virginia | $87K | -14% | 2,140 |
| Florida | $86K | -15% | 3,040 |
| Indiana | $85K | -16% | 1,850 |
| Michigan | $85K | -16% | 2,170 |
| Illinois | $84K | -17% | 5,810 |
| Texas | $84K | -17% | 3,640 |
| Vermont | $83K | -17% | 190 |
| South Dakota | $80K | -20% | 120 |
| Oklahoma | $80K | -21% | 950 |
| Arkansas | $78K | -23% | 370 |
| West Virginia | $77K | -23% | 920 |
| Tennessee | $77K | -24% | 1,180 |
| Kansas | $77K | -24% | 400 |
| Mississippi | $76K | -24% | 210 |
| Louisiana | $71K | -29% | 320 |
| Montana | $68K | -32% | 150 |
| New Hampshire | $64K | -36% | 330 |
Showing 1–10 of 48 states with published data
BLS does not publish data for every state when sample sizes are too small
Track clinical and counseling psychologists salary changes
BLS updates this data quarterly. We'll email you when Indianapolis-Carmel-Greenwood numbers change.
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Frequently asked questions
Can a clinical and counseling psychologist afford a 2BR apartment alone in Indianapolis-Carmel-Greenwood?
Yes — at the median salary of $85K, rent takes 27% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,473/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for clinical and counseling psychologists in Indianapolis-Carmel-Greenwood?
The 10th-percentile wage — what new clinical and counseling psychologists typically earn — is $68K/year. Take-home on that works out to about $4,084/month. At HUD’s $1,473/month FMR, rent would take 36% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is clinical and counseling psychologist a high-paying job in Indianapolis-Carmel-Greenwood?
Local pay runs 16% below the national median — $85K here vs. $101K nationally.
How does Indianapolis-Carmel-Greenwood compare to the national average for clinical and counseling psychologists?
Indianapolis-Carmel-Greenwood pays $85K median vs. the U.S. average of $101K — that’s -16%. After adjusting for local cost of living (RPP 95.7), the purchasing-power equivalent is $89K — below the national median.
How much do clinical and counseling psychologists make in Indianapolis-Carmel-Greenwood, IN?
The median is $84,990 a year, that works out to about $41 an hour. But the range is wide: entry-level workers start around $68,060, and experienced clinical and counseling psychologists can clear $133,230. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $85K enough to live in Indianapolis-Carmel-Greenwood?
On that salary, you'd take home roughly $5,465/month after taxes. A 2-bedroom here rents for about $1,473/month, which eats 27% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a clinical and counseling psychologists salary go in Indianapolis-Carmel-Greenwood?
Indianapolis-Carmel-Greenwood has a Regional Price Parity of 95.7 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median clinical and counseling psychologists salary is worth about $88,809 in national-average purchasing power.
Where do clinical and counseling psychologists get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.