Credit Analysts Salary
Credit Analysts in Iowa make a median of $76,760 a year, or about $36.9 an hour. The range runs from $56K at the entry level to $117K for experienced workers. Cost of living is below average (RPP 88.86), which stretches that salary to about $86,383 in buying power. Rent on a 2-bedroom averages $1,064/month, or 21.1% of estimated take-home pay.
Statewide average. Salary and cost of living vary significantly across Iowa. Jump to a metro for precise data:
So what does $77K get you in Iowa?
About credit analysts
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What this looks like in Iowa
Credit analysts pay in Iowa tracks closely to the national median, $77K locally vs. $84K nationwide, a 8% difference. Housing is manageable: a 2-bedroom at the HUD median costs $1,064/month, 21.8% of take-home, well inside the 30% guideline. Regional Price Parity sits at 88.86 (national = 100), meaning everyday costs run about 11% cheaper here. Your dollar stretches further than the headline salary suggests. Use the affordability calculator above to model your specific situation.
Compensation breakdown
Annual earnings by percentile, Iowa
Entry-level credit analysts (10th percentile) start around $56K. Mid-career wages sit at $77K. Top earners bring in $117K or more, a $61K spread from bottom to top.
Credit Analysts salary by metro in Iowa
3 metro areas with BLS data, ranked by median pay
| Metro area | Median salary | vs. state | Employment |
|---|---|---|---|
| Des Moines-West Des Moines | $80K | +4% | 160 |
| Davenport-Moline-Rock Island | $78K | +2% | 50 |
| Cedar Rapids | $74K | -4% | 80 |
Compare to other states
Track credit analysts salary changes
BLS updates this data quarterly. We'll email you when Iowa numbers change.
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Frequently asked questions
Can a credit analyst afford a 2BR apartment alone in Iowa?
Yes — at the median salary of $77K, rent takes 21.8% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,064/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for credit analysts in Iowa?
The 10th-percentile wage — what new credit analysts typically earn — is $56K/year. Take-home on that works out to about $3,388/month. At HUD’s $1,064/month FMR, rent would take 31% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is credit analyst a high-paying job in Iowa?
Pay here is roughly in line with the national average — $77K locally vs. $84K nationally, a 8% difference.
How does Iowa compare to the national average for credit analysts?
Iowa pays $77K median vs. the U.S. average of $84K — that’s -8%. After adjusting for local cost of living (RPP 88.86), the purchasing-power equivalent is $86K — still ahead of the national median.
How much do credit analysts make in Iowa?
The median is $76,760 a year, that works out to about $37 an hour. But the range is wide: entry-level workers start around $56,470, and experienced credit analysts can clear $117,160. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $77K enough to live in Iowa?
On that salary, you'd take home roughly $4,870/month after taxes. A 2-bedroom here rents for about $1,064/month, which eats 21.8% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a credit analysts salary go in Iowa?
Iowa has a Regional Price Parity of 88.86 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median credit analysts salary is worth about $86,383 in national-average purchasing power.
Where do credit analysts get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.