Credit Analysts Salary
Credit Analysts in North Carolina make a median of $94,570 a year, or about $45.46 an hour. The range runs from $63K at the entry level to $164K for experienced workers. Cost of living is below average (RPP 92.66), which stretches that salary to about $102,061 in buying power. Rent on a 2-bedroom averages $1,284/month, or 21.1% of estimated take-home pay.
Statewide average. Salary and cost of living vary significantly across North Carolina. Jump to a metro for precise data:
So what does $95K get you in North Carolina?
About credit analysts
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What this looks like in North Carolina
North Carolina sits well above the national pay line for credit analysts, local pay runs about 13% higher than the U.S. median of $84K. Housing is manageable: a 2-bedroom at the HUD median costs $1,284/month, 21.8% of take-home, well inside the 30% guideline. Regional Price Parity sits at 92.66 (national = 100), meaning everyday costs run about 7% cheaper here. Your dollar stretches further than the headline salary suggests. Combined with manageable housing costs, North Carolina offers a genuinely strong financial position for credit analystss at the median.
Compensation breakdown
Annual earnings by percentile, North Carolina
Entry-level credit analysts (10th percentile) start around $63K. Mid-career wages sit at $95K. Top earners bring in $164K or more, a $102K spread from bottom to top.
Credit Analysts salary by metro in North Carolina
7 metro areas with BLS data, ranked by median pay
| Metro area | Median salary | vs. state | Employment |
|---|---|---|---|
| Charlotte-Concord-Gastonia | $101K | +6% | 2,190 |
| Winston-Salem | $84K | -12% | 110 |
| Raleigh-Cary | $81K | -15% | 220 |
| Greensboro-High Point | $80K | -15% | 160 |
| Durham-Chapel Hill | $78K | -18% | 50 |
| Greenville | $77K | -18% | 30 |
| Wilmington | $73K | -23% | 70 |
Compare to other states
Track credit analysts salary changes
BLS updates this data quarterly. We'll email you when North Carolina numbers change.
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Frequently asked questions
Can a credit analyst afford a 2BR apartment alone in North Carolina?
Yes — at the median salary of $95K, rent takes 21.8% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,284/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for credit analysts in North Carolina?
The 10th-percentile wage — what new credit analysts typically earn — is $63K/year. Take-home on that works out to about $3,757/month. At HUD’s $1,284/month FMR, rent would take 34% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is credit analyst a high-paying job in North Carolina?
Local pay is 13% above the national median — $95K here vs. $84K nationally.
How does North Carolina compare to the national average for credit analysts?
North Carolina pays $95K median vs. the U.S. average of $84K — that’s +13%. After adjusting for local cost of living (RPP 92.66), the purchasing-power equivalent is $102K — still ahead of the national median.
How much do credit analysts make in North Carolina?
The median is $94,570 a year, that works out to about $45 an hour. But the range is wide: entry-level workers start around $62,620, and experienced credit analysts can clear $164,140. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $95K enough to live in North Carolina?
On that salary, you'd take home roughly $5,888/month after taxes. A 2-bedroom here rents for about $1,284/month, which eats 21.8% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a credit analysts salary go in North Carolina?
North Carolina has a Regional Price Parity of 92.66 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median credit analysts salary is worth about $102,061 in national-average purchasing power.
Where do credit analysts get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.