Credit Analysts Salary in Charlotte-Concord-Gastonia, NC-SC
Credit Analysts in Charlotte-Concord-Gastonia, NC-SC make a median of $99,750 a year, or about $47.96 an hour. The range runs from $64K at the entry level to $164K for experienced workers. Adjusted for local prices (RPP 97.35), that's roughly $102,465 in purchasing power. Rent on a 2-bedroom averages $1,686/month, or 26.2% of estimated take-home pay.
AffordMap analysis of BLS Occupational Employment and Wage Statistics (latest release, May 2024)
So what does $100K get you in Charlotte-Concord-Gastonia?
About credit analysts
Compensation breakdown
Annual earnings by percentile, Charlotte-Concord-Gastonia, NC-SC
Entry-level credit analysts (10th percentile) start around $64K. Mid-career wages sit at $100K.Top earners bring in $164K or more - a $100K spread from bottom to top.
Credit Analysts pay across states
Median income ranked highest to lowest, compared to the national figure
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| New York | $133K | +64% | 7,900 |
| District of Columbia | $104K | +28% | 60 |
| Alabama | $101K | +25% | 310 |
| New Jersey | $100K | +24% | 1,810 |
| Delaware | $99K | +22% | 630 |
| Virginia | $98K | +21% | 2,060 |
| Massachusetts | $88K | +9% | 1,740 |
| California | $88K | +9% | 6,400 |
| North Carolina | $88K | +9% | 2,970 |
| Connecticut | $87K | +7% | 580 |
| Washington | $86K | +6% | 1,400 |
| Rhode Island | $84K | +3% | 170 |
| North Dakota | $82K | +2% | 400 |
| Vermont | $82K | +1% | 60 |
| Illinois | $81K | +1% | 2,960 |
Track credit analysts salary changes
BLS updates this data quarterly. We'll email you when Charlotte-Concord-Gastonia numbers change.
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Frequently asked questions
How much do credit analysts make in Charlotte-Concord-Gastonia, NC-SC?
The median is $99,750 a year - that works out to about $47.96 an hour. The range is wide: entry-level workers start around $63,850, and experienced credit analysts can clear $164,140. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $100K enough to live in Charlotte-Concord-Gastonia?
On that salary, you'd take home roughly $6,173/month after taxes. A 2-bedroom here rents for about $1,686/month (HUD Fair Market Rent), which eats 27.3% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a credit analysts salary go in Charlotte-Concord-Gastonia?
Charlotte-Concord-Gastonia has a Regional Price Parity of 97.35 (100 is the national average). That's below average - your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median credit analysts salary is worth about $102,465 in national-average purchasing power.
Where do credit analysts get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.