Credit Analysts Salary
Credit Analysts in Idaho make a median of $79,650 a year, or about $38.29 an hour. The range runs from $59K at the entry level to $140K for experienced workers. Cost of living is below average (RPP 93.88), which stretches that salary to about $84,842 in buying power. Rent on a 2-bedroom averages $1,136/month, or 21.7% of estimated take-home pay.
Statewide average. Salary and cost of living vary significantly across Idaho. Jump to a metro for precise data:
So what does $80K get you in Idaho?
About credit analysts
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What this looks like in Idaho
Credit analysts pay in Idaho tracks closely to the national median, $80K locally vs. $84K nationwide, a 5% difference. Housing is manageable: a 2-bedroom at the HUD median costs $1,136/month, 22.4% of take-home, well inside the 30% guideline. Regional Price Parity sits at 93.88 (national = 100), meaning everyday costs run about 6% cheaper here. Your dollar stretches further than the headline salary suggests. Use the affordability calculator above to model your specific situation.
Compensation breakdown
Annual earnings by percentile, Idaho
Entry-level credit analysts (10th percentile) start around $59K. Mid-career wages sit at $80K. Top earners bring in $140K or more, a $81K spread from bottom to top.
Credit Analysts salary by metro in Idaho
2 metro areas with BLS data, ranked by median pay
| Metro area | Median salary | vs. state | Employment |
|---|---|---|---|
| Boise City | $82K | +3% | 150 |
| Idaho Falls | $78K | -2% | 30 |
Compare to other states
Track credit analysts salary changes
BLS updates this data quarterly. We'll email you when Idaho numbers change.
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Frequently asked questions
Can a credit analyst afford a 2BR apartment alone in Idaho?
Yes — at the median salary of $80K, rent takes 22.4% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,136/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for credit analysts in Idaho?
The 10th-percentile wage — what new credit analysts typically earn — is $59K/year. Take-home on that works out to about $3,526/month. At HUD’s $1,136/month FMR, rent would take 32% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is credit analyst a high-paying job in Idaho?
Pay here is roughly in line with the national average — $80K locally vs. $84K nationally, a 5% difference.
How does Idaho compare to the national average for credit analysts?
Idaho pays $80K median vs. the U.S. average of $84K — that’s -5%. After adjusting for local cost of living (RPP 93.88), the purchasing-power equivalent is $85K — still ahead of the national median.
How much do credit analysts make in Idaho?
The median is $79,650 a year, that works out to about $38 an hour. But the range is wide: entry-level workers start around $58,770, and experienced credit analysts can clear $139,990. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $80K enough to live in Idaho?
On that salary, you'd take home roughly $5,072/month after taxes. A 2-bedroom here rents for about $1,136/month, which eats 22.4% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a credit analysts salary go in Idaho?
Idaho has a Regional Price Parity of 93.88 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median credit analysts salary is worth about $84,842 in national-average purchasing power.
Where do credit analysts get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.