Credit Analysts Salary
Credit Analysts in Boise City, ID make a median of $82,280 a year, or about $39.56 an hour. The range runs from $61K at the entry level to $140K for experienced workers. Adjusted for local prices (RPP 98.39), that's roughly $83,626 in purchasing power. A 2-bedroom apartment runs $1,655/month, about 31.8% of take-home, which is tight.
So what does $82K get you in Boise City?
Groceries, utilities, transportation, and healthcare scaled from national averages by Boise City’s Regional Price Parity (98.39). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About credit analysts
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What this looks like in Boise City
Credit analysts pay in Boise City tracks closely to the national median, $82K locally vs. $84K nationwide, a 1% difference. Rent runs $1,655/month for a 2-bedroom (HUD FMR), taking 31.7% of the median take-home. That's within the 30% rule, though not by much. Cost of living (RPP 98.39) is near the national average, so spending patterns here track the typical American budget fairly closely. Pay and costs are both near average, leaving limited margin for savings at the median wage.
Compared to nearby metros
Median pay for credit analysts in metros near Boise City, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Idaho Falls | $78K | $83K |
| Seattle-Tacoma-Bellevue | $94K | $85K |
| Salt Lake City-Murray | $76K | $76K |
| Portland-Vancouver-Hillsboro | $82K | $78K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Boise City, ID
Entry-level credit analysts (10th percentile) start around $61K. Mid-career wages sit at $82K. Top earners bring in $140K or more, a $79K spread from bottom to top.
Credit Analysts pay across states
Median income ranked highest to lowest, compared to the national figure
View Credit Analysts salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| New York | $133K | +60% | 7,960 |
| District of Columbia | $133K | +59% | 50 |
| Virginia | $102K | +23% | 2,460 |
| New Jersey | $101K | +21% | 1,220 |
| Hawaii | $99K | +18% | 130 |
| Connecticut | $98K | +18% | 560 |
| California | $98K | +17% | 5,260 |
| Massachusetts | $97K | +16% | 1,400 |
| Delaware | $95K | +13% | 720 |
| North Carolina | $95K | +13% | 3,270 |
| Washington | $91K | +9% | 1,280 |
| Rhode Island | $86K | +3% | 160 |
| Illinois | $85K | +2% | 3,130 |
| Minnesota | $83K | -1% | 1,110 |
| Maine | $82K | -2% | 280 |
| Alaska | $81K | -3% | 40 |
| Colorado | $81K | -3% | 870 |
| Oregon | $80K | -4% | 650 |
| Pennsylvania | $80K | -4% | 1,930 |
| Alabama | $80K | -4% | 370 |
| Nebraska | $80K | -5% | 510 |
| Ohio | $80K | -5% | 2,790 |
| Idaho | $80K | -5% | 330 |
| Kentucky | $79K | -5% | 370 |
| Texas | $79K | -6% | 6,130 |
| Florida | $78K | -6% | 4,040 |
| Georgia | $78K | -7% | 1,790 |
| New Hampshire | $78K | -7% | 230 |
| South Carolina | $78K | -7% | 690 |
| Arizona | $77K | -8% | 2,260 |
| Iowa | $77K | -8% | 480 |
| Maryland | $75K | -10% | 700 |
| Oklahoma | $75K | -10% | 550 |
| Mississippi | $75K | -10% | 280 |
| North Dakota | $75K | -10% | 300 |
| Montana | $75K | -11% | 190 |
| Michigan | $75K | -11% | 1,510 |
| Utah | $74K | -11% | 750 |
| Louisiana | $73K | -12% | 290 |
| Kansas | $73K | -12% | 520 |
| Nevada | $73K | -12% | 390 |
| South Dakota | $73K | -13% | 430 |
| Tennessee | $73K | -13% | 1,480 |
| New Mexico | $72K | -14% | 90 |
| Arkansas | $71K | -15% | 300 |
| Vermont | $71K | -15% | 90 |
| Wisconsin | $69K | -18% | 1,770 |
| Missouri | $65K | -22% | 1,160 |
| Indiana | $63K | -25% | 860 |
| Wyoming | $62K | -26% | 40 |
| West Virginia | $57K | -31% | 220 |
Showing 1–10 of 51 (all 50 states + DC)
Track credit analysts salary changes
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Frequently asked questions
Can a credit analyst afford a 2BR apartment alone in Boise City?
It’s a stretch — at the median salary of $82K, rent takes 31.7% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,655/month. The 30% guideline puts the comfortable ceiling at roughly $1,600/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for credit analysts in Boise City?
The 10th-percentile wage — what new credit analysts typically earn — is $61K/year. Take-home on that works out to about $3,681/month. At HUD’s $1,655/month FMR, rent would take 45% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is credit analyst a high-paying job in Boise City?
Pay here is roughly in line with the national average — $82K locally vs. $84K nationally, a 1% difference.
How does Boise City compare to the national average for credit analysts?
Boise City pays $82K median vs. the U.S. average of $84K — that’s -1%. After adjusting for local cost of living (RPP 98.39), the purchasing-power equivalent is $84K — still ahead of the national median.
How much do credit analysts make in Boise City, ID?
The median is $82,280 a year, that works out to about $40 an hour. But the range is wide: entry-level workers start around $61,350, and experienced credit analysts can clear $139,990. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $82K enough to live in Boise City?
On that salary, you'd take home roughly $5,213/month after taxes. A 2-bedroom here rents for about $1,655/month, which eats 31.7% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a credit analysts salary go in Boise City?
Boise City has a Regional Price Parity of 98.39 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median credit analysts salary is worth about $83,626 in national-average purchasing power.
Where do credit analysts get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.