Credit Analysts Salary
Credit Analysts in Colorado make a median of $81,270 a year, or about $39.07 an hour. The range runs from $62K at the entry level to $176K for experienced workers. Adjusted for local prices (RPP 103.71), that's roughly $78,363 in purchasing power. A 2-bedroom apartment runs $1,832/month, about 35% of take-home, which is tight.
Statewide average. Salary and cost of living vary significantly across Colorado. Jump to a metro for precise data:
Where the paycheck goes
What $81K actually covers in Colorado, month by month
About credit analysts
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What this looks like in Colorado
Credit analysts pay in Colorado tracks closely to the national median, $81K locally vs. $84K nationwide, a 3% difference. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $1,832/month, which is 35.5% of the median worker's take-home, past the 30% guideline most planners use. Cost of living (RPP 103.71) is near the national average, so spending patterns here track the typical American budget fairly closely. Use the affordability calculator above to model your specific situation.
Compensation breakdown
Annual earnings by percentile, Colorado
Entry-level credit analysts (10th percentile) start around $62K. Mid-career wages sit at $81K. Top earners bring in $176K or more, a $114K spread from bottom to top.
Credit Analysts salary by metro in Colorado
4 metro areas with BLS data, ranked by median pay
| Metro area | Median salary | vs. state | Employment |
|---|---|---|---|
| Boulder | $98K | +21% | 40 |
| Denver-Aurora-Centennial | $81K | +0% | 540 |
| Fort Collins-Loveland | $78K | -5% | 80 |
| Colorado Springs | $76K | -6% | 70 |
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Track credit analysts salary changes
BLS updates this data annually. We'll email you when Colorado numbers change.
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Quick answers
The stuff people actually ask about this job
Can a credit analyst afford a 2BR apartment alone in Colorado?
It’s a stretch — at the median salary of $81K, rent takes 35.5% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,832/month. The 30% guideline puts the comfortable ceiling at roughly $1,500/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for credit analysts in Colorado?
The 10th-percentile wage — what new credit analysts typically earn — is $62K/year. Take-home on that works out to about $4,091/month. At HUD’s $1,832/month FMR, rent would take 45% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is credit analyst a high-paying job in Colorado?
Pay here is roughly in line with the national average — $81K locally vs. $84K nationally, a 3% difference.
How does Colorado compare to the national average for credit analysts?
Colorado pays $81K median vs. the U.S. average of $84K — that’s -3%. After adjusting for local cost of living (RPP 103.71), the purchasing-power equivalent is $78K — below the national median.
How much do credit analysts make in Colorado?
The median is $81,270 a year, that works out to about $39 an hour. But the range is wide: entry-level workers start around $61,950, and experienced credit analysts can clear $176,230. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $81K enough to live in Colorado?
On that salary, you'd take home roughly $5,165/month after taxes. A 2-bedroom here rents for about $1,832/month, which eats 35.5% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a credit analysts salary go in Colorado?
Colorado has a Regional Price Parity of 103.71 (100 is the national average). Prices are above average here, so your dollar buys less than the same salary would in a cheaper metro. After cost-of-living adjustment, the median credit analysts salary is worth about $78,363 in national-average purchasing power.
Where do credit analysts get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.