Credit Analysts Salary
Credit Analysts in Denver-Aurora-Centennial, CO make a median of $81,380 a year, or about $39.12 an hour. The range runs from $63K at the entry level to $165K for experienced workers. Prices run high here (RPP 105.78), so that salary is closer to $76,933 in real purchasing power. A 2-bedroom apartment runs $2,169/month, about 41.3% of take-home, which is tight.
Where the paycheck goes
What $81K actually covers in Denver-Aurora-Centennial, month by month
Groceries, utilities, transportation, and healthcare scaled from national averages by Denver-Aurora-Centennial’s Regional Price Parity (105.78). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About credit analysts
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What this looks like in Denver-Aurora-Centennial
Credit analysts pay in Denver-Aurora-Centennial tracks closely to the national median, $81K locally vs. $84K nationwide, a 3% difference. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $2,169/month, which is 41.9% of the median worker's take-home, past the 30% guideline most planners use. Cost-of-living overall is 6% above the national average (BEA RPP 105.78), so groceries and services cost more too. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for credit analysts in metros near Denver-Aurora-Centennial, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Phoenix-Mesa-Chandler | $77K | $75K |
| Salt Lake City-Murray | $76K | $76K |
| Omaha | $86K | $94K |
| Oklahoma City | $72K | $80K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Denver-Aurora-Centennial, CO
Entry-level credit analysts (10th percentile) start around $63K. Mid-career wages sit at $81K. Top earners bring in $165K or more, a $102K spread from bottom to top.
Credit Analysts pay across states
Median income ranked highest to lowest, compared to the national figure
View Credit Analysts salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| New York | $133K | +60% | 7,960 |
| District of Columbia | $133K | +59% | 50 |
| Virginia | $102K | +23% | 2,460 |
| New Jersey | $101K | +21% | 1,220 |
| Hawaii | $99K | +18% | 130 |
| Connecticut | $98K | +18% | 560 |
| California | $98K | +17% | 5,260 |
| Massachusetts | $97K | +16% | 1,400 |
| Delaware | $95K | +13% | 720 |
| North Carolina | $95K | +13% | 3,270 |
| Washington | $91K | +9% | 1,280 |
| Rhode Island | $86K | +3% | 160 |
| Illinois | $85K | +2% | 3,130 |
| Minnesota | $83K | -1% | 1,110 |
| Maine | $82K | -2% | 280 |
| Alaska | $81K | -3% | 40 |
| Colorado | $81K | -3% | 870 |
| Oregon | $80K | -4% | 650 |
| Pennsylvania | $80K | -4% | 1,930 |
| Alabama | $80K | -4% | 370 |
| Nebraska | $80K | -5% | 510 |
| Ohio | $80K | -5% | 2,790 |
| Idaho | $80K | -5% | 330 |
| Kentucky | $79K | -5% | 370 |
| Texas | $79K | -6% | 6,130 |
| Florida | $78K | -6% | 4,040 |
| Georgia | $78K | -7% | 1,790 |
| New Hampshire | $78K | -7% | 230 |
| South Carolina | $78K | -7% | 690 |
| Arizona | $77K | -8% | 2,260 |
| Iowa | $77K | -8% | 480 |
| Maryland | $75K | -10% | 700 |
| Oklahoma | $75K | -10% | 550 |
| Mississippi | $75K | -10% | 280 |
| North Dakota | $75K | -10% | 300 |
| Montana | $75K | -11% | 190 |
| Michigan | $75K | -11% | 1,510 |
| Utah | $74K | -11% | 750 |
| Louisiana | $73K | -12% | 290 |
| Kansas | $73K | -12% | 520 |
| Nevada | $73K | -12% | 390 |
| South Dakota | $73K | -13% | 430 |
| Tennessee | $73K | -13% | 1,480 |
| New Mexico | $72K | -14% | 90 |
| Arkansas | $71K | -15% | 300 |
| Vermont | $71K | -15% | 90 |
| Wisconsin | $69K | -18% | 1,770 |
| Missouri | $65K | -22% | 1,160 |
| Indiana | $63K | -25% | 860 |
| Wyoming | $62K | -26% | 40 |
| West Virginia | $57K | -31% | 220 |
Showing 1–10 of 51 (all 50 states + DC)
Track credit analysts salary changes
BLS updates this data annually. We'll email you when Denver-Aurora-Centennial numbers change.
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Quick answers
The stuff people actually ask about this job
Can a credit analyst afford a 2BR apartment alone in Denver-Aurora-Centennial?
It’s a stretch — at the median salary of $81K, rent takes 41.9% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $2,169/month. The 30% guideline puts the comfortable ceiling at roughly $1,600/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for credit analysts in Denver-Aurora-Centennial?
The 10th-percentile wage — what new credit analysts typically earn — is $63K/year. Take-home on that works out to about $4,132/month. At HUD’s $2,169/month FMR, rent would take 52% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is credit analyst a high-paying job in Denver-Aurora-Centennial?
Pay here is roughly in line with the national average — $81K locally vs. $84K nationally, a 3% difference.
How does Denver-Aurora-Centennial compare to the national average for credit analysts?
Denver-Aurora-Centennial pays $81K median vs. the U.S. average of $84K — that’s -3%. After adjusting for local cost of living (RPP 105.78), the purchasing-power equivalent is $77K — below the national median.
How much do credit analysts make in Denver-Aurora-Centennial, CO?
The median is $81,380 a year, that works out to about $39 an hour. But the range is wide: entry-level workers start around $62,600, and experienced credit analysts can clear $164,680. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $81K enough to live in Denver-Aurora-Centennial?
On that salary, you'd take home roughly $5,171/month after taxes. A 2-bedroom here rents for about $2,169/month, which eats 41.9% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a credit analysts salary go in Denver-Aurora-Centennial?
Denver-Aurora-Centennial has a Regional Price Parity of 105.78 (100 is the national average). Prices are above average here, so your dollar buys less than the same salary would in a cheaper metro. After cost-of-living adjustment, the median credit analysts salary is worth about $76,933 in national-average purchasing power.
Where do credit analysts get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.