Credit Analysts Salary
Credit Analysts in Utah make a median of $74,430 a year, or about $35.78 an hour. The range runs from $49K at the entry level to $165K for experienced workers. Adjusted for local prices (RPP 98.54), that's roughly $75,533 in purchasing power. Rent on a 2-bedroom averages $1,350/month, or 27.6% of estimated take-home pay.
Statewide average. Salary and cost of living vary significantly across Utah. Jump to a metro for precise data:
So what does $74K get you in Utah?
About credit analysts
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What this looks like in Utah
Pay for credit analysts in Utah runs about 11% below the U.S. median of $84K. Rent runs $1,350/month for a 2-bedroom (HUD FMR), taking 28.3% of the median take-home. That's within the 30% rule, though not by much. Cost of living (RPP 98.54) is near the national average, so spending patterns here track the typical American budget fairly closely. Use the affordability calculator above to model your specific situation.
Compensation breakdown
Annual earnings by percentile, Utah
Entry-level credit analysts (10th percentile) start around $49K. Mid-career wages sit at $74K. Top earners bring in $165K or more, a $116K spread from bottom to top.
Credit Analysts salary by metro in Utah
3 metro areas with BLS data, ranked by median pay
| Metro area | Median salary | vs. state | Employment |
|---|---|---|---|
| Salt Lake City-Murray | $76K | +3% | 550 |
| Ogden | $64K | -15% | 70 |
| Provo-Orem-Lehi | $63K | -15% | 70 |
Compare to other states
Track credit analysts salary changes
BLS updates this data quarterly. We'll email you when Utah numbers change.
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Frequently asked questions
Can a credit analyst afford a 2BR apartment alone in Utah?
Yes — at the median salary of $74K, rent takes 28.3% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,350/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for credit analysts in Utah?
The 10th-percentile wage — what new credit analysts typically earn — is $49K/year. Take-home on that works out to about $2,950/month. At HUD’s $1,350/month FMR, rent would take 46% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is credit analyst a high-paying job in Utah?
Local pay runs 11% below the national median — $74K here vs. $84K nationally.
How does Utah compare to the national average for credit analysts?
Utah pays $74K median vs. the U.S. average of $84K — that’s -11%. After adjusting for local cost of living (RPP 98.54), the purchasing-power equivalent is $76K — below the national median.
How much do credit analysts make in Utah?
The median is $74,430 a year, that works out to about $36 an hour. But the range is wide: entry-level workers start around $49,160, and experienced credit analysts can clear $164,900. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $74K enough to live in Utah?
On that salary, you'd take home roughly $4,774/month after taxes. A 2-bedroom here rents for about $1,350/month, which eats 28.3% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a credit analysts salary go in Utah?
Utah has a Regional Price Parity of 98.54 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median credit analysts salary is worth about $75,533 in national-average purchasing power.
Where do credit analysts get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.