Credit Analysts Salary
Credit Analysts in Missouri make a median of $65,350 a year, or about $31.42 an hour. The range runs from $50K at the entry level to $113K for experienced workers. Cost of living is below average (RPP 88.97), which stretches that salary to about $73,452 in buying power. Rent on a 2-bedroom averages $1,097/month, or 25.5% of estimated take-home pay.
Statewide average. Salary and cost of living vary significantly across Missouri. Jump to a metro for precise data:
So what does $65K get you in Missouri?
About credit analysts
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What this looks like in Missouri
Pay for credit analysts in Missouri runs about 22% below the U.S. median of $84K. Rent runs $1,097/month for a 2-bedroom (HUD FMR), taking 25.3% of the median take-home. That's within the 30% rule, though not by much. Regional Price Parity sits at 88.97 (national = 100), meaning everyday costs run about 11% cheaper here. Your dollar stretches further than the headline salary suggests. Use the affordability calculator above to model your specific situation.
Compensation breakdown
Annual earnings by percentile, Missouri
Entry-level credit analysts (10th percentile) start around $50K. Mid-career wages sit at $65K. Top earners bring in $113K or more, a $63K spread from bottom to top.
Credit Analysts salary by metro in Missouri
4 metro areas with BLS data, ranked by median pay
| Metro area | Median salary | vs. state | Employment |
|---|---|---|---|
| St. Louis | $74K | +13% | 520 |
| Kansas City | $73K | +12% | 390 |
| Columbia | $64K | -2% | 120 |
| Springfield | $63K | -3% | 80 |
Compare to other states
Track credit analysts salary changes
BLS updates this data quarterly. We'll email you when Missouri numbers change.
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Frequently asked questions
Can a credit analyst afford a 2BR apartment alone in Missouri?
Yes — at the median salary of $65K, rent takes 25.3% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,097/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for credit analysts in Missouri?
The 10th-percentile wage — what new credit analysts typically earn — is $50K/year. Take-home on that works out to about $3,001/month. At HUD’s $1,097/month FMR, rent would take 37% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is credit analyst a high-paying job in Missouri?
Local pay runs 22% below the national median — $65K here vs. $84K nationally. Cost of living is 11% below the national average, which narrows that gap in real purchasing power.
How does Missouri compare to the national average for credit analysts?
Missouri pays $65K median vs. the U.S. average of $84K — that’s -22%. After adjusting for local cost of living (RPP 88.97), the purchasing-power equivalent is $73K — below the national median.
How much do credit analysts make in Missouri?
The median is $65,350 a year, that works out to about $31 an hour. But the range is wide: entry-level workers start around $50,020, and experienced credit analysts can clear $113,280. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $65K enough to live in Missouri?
On that salary, you'd take home roughly $4,336/month after taxes. A 2-bedroom here rents for about $1,097/month, which eats 25.3% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a credit analysts salary go in Missouri?
Missouri has a Regional Price Parity of 88.97 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median credit analysts salary is worth about $73,452 in national-average purchasing power.
Where do credit analysts get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.