Family Medicine Physicians Salary
Family Medicine Physicians in Chicago-Naperville-Elgin, IL-IN make a median of $225,080 a year, or about $108.21 an hour. The range runs from $95K at the entry level to $320K for experienced workers. Adjusted for local prices (RPP 103.59), that's roughly $217,280 in purchasing power. Rent on a 2-bedroom averages $1,781/month, or 13.3% of estimated take-home pay.
So what does $225K get you in Chicago-Naperville-Elgin?
Groceries, utilities, transportation, and healthcare scaled from national averages by Chicago-Naperville-Elgin’s Regional Price Parity (103.59). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About family medicine physicians
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What this looks like in Chicago-Naperville-Elgin
Family medicine physicians pay in Chicago-Naperville-Elgin tracks closely to the national median, $225K locally vs. $244K nationwide, a 8% difference. Housing is manageable: a 2-bedroom at the HUD median costs $1,781/month, 13.8% of take-home, well inside the 30% guideline. Cost of living (RPP 103.59) is near the national average, so spending patterns here track the typical American budget fairly closely. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for family medicine physicians in metros near Chicago-Naperville-Elgin, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Springfield | $167K | $180K |
| Champaign-Urbana | $282K | $305K |
| Rockford | $168K | $183K |
| Peoria | $242K | $265K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Chicago-Naperville-Elgin, IL-IN
Entry-level family medicine physicians (10th percentile) start around $95K. Mid-career wages sit at $225K. Top earners bring in $320K or more, a $225K spread from bottom to top.
Family Medicine Physicians pay across states
Median income ranked highest to lowest, compared to the national figure
View Family Medicine Physicians salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| Rhode Island | $467K | +91% | 210 |
| Oklahoma | $361K | +48% | 2,170 |
| Idaho | $347K | +42% | 690 |
| Montana | $331K | +35% | 460 |
| Alaska | $323K | +32% | 760 |
| Pennsylvania | $306K | +25% | 4,190 |
| Utah | $298K | +22% | 550 |
| Oregon | $293K | +20% | 1,490 |
| Washington | $293K | +20% | 1,270 |
| Arizona | $293K | +20% | 2,620 |
| New Jersey | $292K | +20% | 3,050 |
| Wisconsin | $291K | +19% | 1,470 |
| Maryland | $286K | +17% | 1,050 |
| North Dakota | $280K | +15% | 260 |
| Minnesota | $280K | +15% | 1,820 |
| Massachusetts | $277K | +14% | 3,540 |
| West Virginia | $273K | +12% | 320 |
| New Hampshire | $269K | +10% | 350 |
| Colorado | $266K | +9% | 2,700 |
| Iowa | $265K | +9% | 1,140 |
| Wyoming | $265K | +8% | 100 |
| Indiana | $262K | +7% | 1,410 |
| Georgia | $259K | +6% | 3,690 |
| Louisiana | $255K | +5% | 1,090 |
| California | $252K | +3% | N/A |
| Nevada | $252K | +3% | 340 |
| Kentucky | $249K | +2% | 1,170 |
| Illinois | $245K | +0% | 1,960 |
| South Dakota | $240K | -2% | 550 |
| Maine | $240K | -2% | 730 |
| Vermont | $239K | -2% | 240 |
| South Carolina | $239K | -2% | 1,200 |
| Texas | $236K | -3% | 6,190 |
| Mississippi | $236K | -4% | 570 |
| District of Columbia | $233K | -4% | 150 |
| Kansas | $229K | -6% | 210 |
| Nebraska | $229K | -6% | 830 |
| New Mexico | $228K | -7% | 650 |
| Delaware | $228K | -7% | 640 |
| Florida | $228K | -7% | N/A |
| Tennessee | $227K | -7% | 2,260 |
| Ohio | $224K | -8% | 1,490 |
| Virginia | $223K | -9% | 2,930 |
| Hawaii | $218K | -11% | 260 |
| Arkansas | $216K | -12% | 290 |
| North Carolina | $215K | -12% | 1,520 |
| Michigan | $214K | -12% | 3,770 |
| New York | $211K | -14% | 4,000 |
| Missouri | $171K | -30% | 3,740 |
| Connecticut | $164K | -33% | 790 |
| Alabama | $135K | -45% | N/A |
Showing 1–10 of 51 (all 50 states + DC)
Track family medicine physicians salary changes
BLS updates this data quarterly. We'll email you when Chicago-Naperville-Elgin numbers change.
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Frequently asked questions
Can a family medicine physician afford a 2BR apartment alone in Chicago-Naperville-Elgin?
Yes — at the median salary of $225K, rent takes 13.8% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,781/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for family medicine physicians in Chicago-Naperville-Elgin?
The 10th-percentile wage — what new family medicine physicians typically earn — is $95K/year. Take-home on that works out to about $5,699/month. At HUD’s $1,781/month FMR, rent would take 31% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is family medicine physician a high-paying job in Chicago-Naperville-Elgin?
Pay here is roughly in line with the national average — $225K locally vs. $244K nationally, a 8% difference.
How does Chicago-Naperville-Elgin compare to the national average for family medicine physicians?
Chicago-Naperville-Elgin pays $225K median vs. the U.S. average of $244K — that’s -8%. After adjusting for local cost of living (RPP 103.59), the purchasing-power equivalent is $217K — below the national median.
How much do family medicine physicians make in Chicago-Naperville-Elgin, IL-IN?
The median is $225,080 a year, that works out to about $108 an hour. But the range is wide: entry-level workers start around $94,990, and experienced family medicine physicians can clear $320,380. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $225K enough to live in Chicago-Naperville-Elgin?
On that salary, you'd take home roughly $12,937/month after taxes. A 2-bedroom here rents for about $1,781/month, which eats 13.8% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a family medicine physicians salary go in Chicago-Naperville-Elgin?
Chicago-Naperville-Elgin has a Regional Price Parity of 103.59 (100 is the national average). Prices are above average here, so your dollar buys less than the same salary would in a cheaper metro. After cost-of-living adjustment, the median family medicine physicians salary is worth about $217,280 in national-average purchasing power.
Where do family medicine physicians get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.
