Family Medicine Physicians Salary
Family Medicine Physicians in Kentucky make a median of $248,730 a year, or about $119.58 an hour. The range runs from $109K at the entry level to $487K for experienced workers. Cost of living is below average (RPP 90.23), which stretches that salary to about $275,662 in buying power. Rent on a 2-bedroom averages $1,110/month, or 7.5% of estimated take-home pay.
Statewide average. Salary and cost of living vary significantly across Kentucky. Jump to a metro for precise data:
So what does $249K get you in Kentucky?
About family medicine physicians
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What this looks like in Kentucky
Family medicine physicians pay in Kentucky tracks closely to the national median, $249K locally vs. $244K nationwide, a 2% difference. Housing is manageable: a 2-bedroom at the HUD median costs $1,110/month, 7.7% of take-home, well inside the 30% guideline. Regional Price Parity sits at 90.23 (national = 100), meaning everyday costs run about 10% cheaper here. Your dollar stretches further than the headline salary suggests. Use the affordability calculator above to model your specific situation.
Compensation breakdown
Annual earnings by percentile, Kentucky
Entry-level family medicine physicians (10th percentile) start around $109K. Mid-career wages sit at $249K. Top earners bring in $487K or more, a $378K spread from bottom to top.
Family Medicine Physicians salary by metro in Kentucky
4 metro areas with BLS data, ranked by median pay
| Metro area | Median salary | vs. state | Employment |
|---|---|---|---|
| Louisville/Jefferson County | $280K | +13% | 280 |
| Lexington-Fayette | $238K | -4% | 210 |
| Paducah | $234K | -6% | 40 |
| Owensboro | $225K | -10% | 30 |
Compare to other states
Track family medicine physicians salary changes
BLS updates this data quarterly. We'll email you when Kentucky numbers change.
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Frequently asked questions
Can a family medicine physician afford a 2BR apartment alone in Kentucky?
Yes — at the median salary of $249K, rent takes 7.7% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,110/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for family medicine physicians in Kentucky?
The 10th-percentile wage — what new family medicine physicians typically earn — is $109K/year. Take-home on that works out to about $6,525/month. At HUD’s $1,110/month FMR, rent would take 17% of that take-home — manageable on an entry-level income.
Is family medicine physician a high-paying job in Kentucky?
Pay here is roughly in line with the national average — $249K locally vs. $244K nationally, a 2% difference.
How does Kentucky compare to the national average for family medicine physicians?
Kentucky pays $249K median vs. the U.S. average of $244K — that’s +2%. After adjusting for local cost of living (RPP 90.23), the purchasing-power equivalent is $276K — still ahead of the national median.
How much do family medicine physicians make in Kentucky?
The median is $248,730 a year, that works out to about $120 an hour. But the range is wide: entry-level workers start around $108,750, and experienced family medicine physicians can clear $487,240. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $249K enough to live in Kentucky?
On that salary, you'd take home roughly $14,330/month after taxes. A 2-bedroom here rents for about $1,110/month, which eats 7.7% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a family medicine physicians salary go in Kentucky?
Kentucky has a Regional Price Parity of 90.23 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median family medicine physicians salary is worth about $275,662 in national-average purchasing power.
Where do family medicine physicians get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.