Financial Managers Salary
Financial Managers in Santa Cruz-Watsonville, CA make a median of $165,800 a year, or about $79.71 an hour. The range runs from $97K at the entry level to $313K for experienced workers. Prices run high here (RPP 109.9), so that salary is closer to $150,864 in real purchasing power. A 2-bedroom apartment runs $4,214/month, about 43% of take-home, which is tight.
So what does $166K get you in Santa Cruz-Watsonville?
Groceries, utilities, transportation, and healthcare scaled from national averages by Santa Cruz-Watsonville’s Regional Price Parity (109.9). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About financial managers
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What this looks like in Santa Cruz-Watsonville
Financial managers pay in Santa Cruz-Watsonville tracks closely to the national median, $166K locally vs. $167K nationwide, a 0% difference. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $4,214/month, which is 44.9% of the median worker's take-home, past the 30% guideline most planners use. Cost-of-living overall is 10% above the national average (BEA RPP 109.9), so groceries and services cost more too. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for financial managers in metros near Santa Cruz-Watsonville, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Los Angeles-Long Beach-Anaheim | $175K | $154K |
| San Francisco-Oakland-Fremont | $216K | $187K |
| San Jose-Sunnyvale-Santa Clara | $225K | $204K |
| San Diego-Chula Vista-Carlsbad | $174K | $156K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Santa Cruz-Watsonville, CA
Entry-level financial managers (10th percentile) start around $97K. Mid-career wages sit at $166K. Top earners bring in $313K or more, a $215K spread from bottom to top.
Financial Managers pay across states
Median income ranked highest to lowest, compared to the national figure
View Financial Managers salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| New York | $220K | +32% | 80,810 |
| Massachusetts | $207K | +24% | 26,150 |
| New Jersey | $199K | +20% | 32,510 |
| District of Columbia | $189K | +13% | 8,930 |
| Virginia | $185K | +11% | 20,850 |
| Colorado | $183K | +10% | 10,640 |
| Delaware | $182K | +9% | 2,810 |
| California | $181K | +9% | 93,310 |
| Washington | $175K | +5% | 12,930 |
| Connecticut | $175K | +5% | 20,040 |
| Rhode Island | $167K | +0% | 2,570 |
| Georgia | $167K | +0% | 21,390 |
| North Carolina | $167K | +0% | 22,460 |
| Illinois | $166K | -0% | 52,720 |
| Texas | $165K | -1% | 71,870 |
| Minnesota | $163K | -2% | 16,680 |
| South Dakota | $160K | -4% | 1,000 |
| Kansas | $159K | -4% | 5,190 |
| Maryland | $159K | -5% | 19,770 |
| Oregon | $156K | -6% | 7,610 |
| Florida | $153K | -8% | 48,910 |
| Utah | $150K | -10% | 8,860 |
| Pennsylvania | $146K | -13% | 32,180 |
| New Hampshire | $145K | -13% | 4,330 |
| Missouri | $143K | -14% | 13,330 |
| Tennessee | $141K | -15% | 17,630 |
| Ohio | $141K | -15% | 27,360 |
| Alabama | $141K | -16% | 7,200 |
| Nebraska | $140K | -16% | 5,630 |
| Arizona | $140K | -16% | 14,900 |
| Wisconsin | $140K | -16% | 15,530 |
| Michigan | $139K | -16% | 22,490 |
| South Carolina | $136K | -18% | 9,020 |
| North Dakota | $136K | -18% | 2,140 |
| Indiana | $136K | -18% | 12,560 |
| Hawaii | $134K | -19% | 3,790 |
| New Mexico | $134K | -20% | 2,530 |
| Maine | $134K | -20% | 3,120 |
| Iowa | $133K | -20% | 9,130 |
| Nevada | $132K | -20% | 8,090 |
| Oklahoma | $132K | -20% | 6,670 |
| Montana | $131K | -21% | 1,510 |
| Kentucky | $131K | -22% | 6,630 |
| Vermont | $129K | -23% | 1,790 |
| Idaho | $127K | -24% | 3,120 |
| Alaska | $127K | -24% | 2,020 |
| Louisiana | $127K | -24% | 7,070 |
| Wyoming | $125K | -25% | 730 |
| Arkansas | $117K | -30% | 7,120 |
| West Virginia | $113K | -32% | 2,610 |
| Mississippi | $111K | -33% | 3,470 |
Showing 1–10 of 51 (all 50 states + DC)
Track financial managers salary changes
BLS updates this data quarterly. We'll email you when Santa Cruz-Watsonville numbers change.
Related careers in Management
Frequently asked questions
Can a financial manager afford a 2BR apartment alone in Santa Cruz-Watsonville?
It’s a stretch — at the median salary of $166K, rent takes 44.9% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $4,214/month. The 30% guideline puts the comfortable ceiling at roughly $2,800/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for financial managers in Santa Cruz-Watsonville?
The 10th-percentile wage — what new financial managers typically earn — is $97K/year. Take-home on that works out to about $5,845/month. At HUD’s $4,214/month FMR, rent would take 72% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is financial manager a high-paying job in Santa Cruz-Watsonville?
Pay here is roughly in line with the national average — $166K locally vs. $167K nationally, a 0% difference.
How does Santa Cruz-Watsonville compare to the national average for financial managers?
Santa Cruz-Watsonville pays $166K median vs. the U.S. average of $167K — that’s +0%. After adjusting for local cost of living (RPP 109.9), the purchasing-power equivalent is $151K — below the national median.
How much do financial managers make in Santa Cruz-Watsonville, CA?
The median is $165,800 a year, that works out to about $80 an hour. But the range is wide: entry-level workers start around $97,410, and experienced financial managers can clear $312,850. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $166K enough to live in Santa Cruz-Watsonville?
On that salary, you'd take home roughly $9,377/month after taxes. A 2-bedroom here rents for about $4,214/month, which eats 44.9% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a financial managers salary go in Santa Cruz-Watsonville?
Santa Cruz-Watsonville has a Regional Price Parity of 109.9 (100 is the national average). Prices are above average here, so your dollar buys less than the same salary would in a cheaper metro. After cost-of-living adjustment, the median financial managers salary is worth about $150,864 in national-average purchasing power.
Where do financial managers get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.