Financial Risk Specialists Salary
Financial Risk Specialists in North Carolina make a median of $132,040 a year, or about $63.48 an hour. The range runs from $70K at the entry level to $208K for experienced workers. Cost of living is below average (RPP 92.66), which stretches that salary to about $142,499 in buying power. Rent on a 2-bedroom averages $1,284/month, or 15.7% of estimated take-home pay.
Statewide average. Salary and cost of living vary significantly across North Carolina. Jump to a metro for precise data:
So what does $132K get you in North Carolina?
About financial risk specialists
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What this looks like in North Carolina
North Carolina sits well above the national pay line for financial risk specialists, local pay runs about 13% higher than the U.S. median of $117K. Housing is manageable: a 2-bedroom at the HUD median costs $1,284/month, 16.2% of take-home, well inside the 30% guideline. Regional Price Parity sits at 92.66 (national = 100), meaning everyday costs run about 7% cheaper here. Your dollar stretches further than the headline salary suggests. Combined with manageable housing costs, North Carolina offers a genuinely strong financial position for financial risk specialistss at the median.
Compensation breakdown
Annual earnings by percentile, North Carolina
Entry-level financial risk specialists (10th percentile) start around $70K. Mid-career wages sit at $132K. Top earners bring in $208K or more, a $137K spread from bottom to top.
Financial Risk Specialists salary by metro in North Carolina
5 metro areas with BLS data, ranked by median pay
| Metro area | Median salary | vs. state | Employment |
|---|---|---|---|
| Charlotte-Concord-Gastonia | $134K | +1% | 1,880 |
| Winston-Salem | $132K | -0% | 180 |
| Durham-Chapel Hill | $110K | -17% | 60 |
| Raleigh-Cary | $100K | -24% | 310 |
| Greensboro-High Point | $97K | -27% | 110 |
Compare to other states
Track financial risk specialists salary changes
BLS updates this data quarterly. We'll email you when North Carolina numbers change.
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Frequently asked questions
Can a financial risk specialist afford a 2BR apartment alone in North Carolina?
Yes — at the median salary of $132K, rent takes 16.2% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,284/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for financial risk specialists in North Carolina?
The 10th-percentile wage — what new financial risk specialists typically earn — is $70K/year. Take-home on that works out to about $4,226/month. At HUD’s $1,284/month FMR, rent would take 30% of that take-home — manageable on an entry-level income.
Is financial risk specialist a high-paying job in North Carolina?
Local pay is 13% above the national median — $132K here vs. $117K nationally.
How does North Carolina compare to the national average for financial risk specialists?
North Carolina pays $132K median vs. the U.S. average of $117K — that’s +13%. After adjusting for local cost of living (RPP 92.66), the purchasing-power equivalent is $142K — still ahead of the national median.
How much do financial risk specialists make in North Carolina?
The median is $132,040 a year, that works out to about $63 an hour. But the range is wide: entry-level workers start around $70,440, and experienced financial risk specialists can clear $207,820. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $132K enough to live in North Carolina?
On that salary, you'd take home roughly $7,922/month after taxes. A 2-bedroom here rents for about $1,284/month, which eats 16.2% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a financial risk specialists salary go in North Carolina?
North Carolina has a Regional Price Parity of 92.66 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median financial risk specialists salary is worth about $142,499 in national-average purchasing power.
Where do financial risk specialists get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.